4 Undervalued Banks Stocks for Friday, October 02
Discover the top 4 undervalued Banks stocks for Friday, October 02 based on AAII’s Stock Grades.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
Commentary & Analysis
Why Hanmi Financial Corporation’s (HAFC) Stock Is Down 6.28%
As of Wednesday, July 22, Hanmi Financial Corporation’s HAFC share price has dipped by 6.28%, which has investors questioning if this is right time to buy.Rosalio Madrigal
3 Undervalued Banks Stocks for Friday, June 26
Discover the top 3 undervalued Banks stocks for Friday, June 26 based on AAII’s Stock Grades.Tudor Pop
3 Undervalued Banks Stocks for Tuesday, May 05
Discover the top 3 undervalued Banks stocks for Tuesday, May 05 based on AAII’s Stock Grades.Michael Rose
Why Hanmi Financial Corporation’s (HAFC) Stock Is Up 5.76%
As of Wednesday, April 22, Hanmi Financial Corporation’s HAFC share price has surged by 5.76%, which has investors questioning if this is right time to sell.Michael Rose
Financial Summary
| Share Statistics | HAFC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $905.5 | $673.5 | 45% |
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| Shares Out (Mil) | 29.7 | 15.4 | 37% |
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| Institutional Ownership | 97.8% | 84.1% | 75% |
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| Float (Mil) | 28.8 | 21.6 | 35% |
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| Beta | 0.70 | 0.45 | 41% |
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| Avg Daily Volume (000s) | 225 | 44 | 46% |
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| Price Change (52-week) |
24.9% | 90.3% | 73% |
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| Growth | HAFC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.6% | 7.7% | 49% |
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| Net Income (5yr) | 12.5% | 11.1% | 59% |
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| EPS (5yr) | 12.8% | 10.0% | 52 |
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| Dividends (5yr) | 15.7% | 3.6% | 80% |
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| Cash Flow (5yr) | (18.6%) | (17.1%) | 37% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 3 | 4 | |
| Current EPS | $0.808 | $3.187 | $3.363 | |
| Month Ago EPS | $0.810 | $3.180 | $3.370 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.810 | $3.160 | $3.395 | |
| Year/Year Chg | 2.3% | 27.0% | 30.7% | |
| Financials | HAFC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $278 | $187 | 35% |
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| Net Income (TTM) (Mil) | $89 | $53 | 60% |
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| EPS (TTM) | $2.988 | $2.600 | 78% |
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| Operating Cash Flow (TTM) (Mil) | $213 | $34 | 60% |
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| Net Cash Flow (TTM) (Mil) | ($49) | $2 | 20% |
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| Long-Term Debt (Q1) (Mil) | $163 | $94 | 48% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HAFC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.11 | 1.23 | 28% |
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| P/E | 10.4 | 12.0 | 20% |
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| Dividend Yield | 3.6% | 2.3% | 88% |
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| PEG (5yr hist) | 0.8 | 1.1 | 40% |
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| Ratios | HAFC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 32.2% | 29.2% | 90% |
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| ROA | 1.1% | 1.1% | 47% |
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| ROE | 11.3% | 11.3% | 61% |
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| Liabilities to Assets | 89.8% | 89.7% | 86% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 10/9/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
