Is Farmers National Banc Corp. (FMNB) Overvalued?
We dive into why Farmers National Banc Corp. (FMNB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit; and night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; and various insurance products through licensed representatives, as well as invests in municipal securities. Farmers National Banc Corp. was founded in 1887 and is headquartered in Canfield, Ohio.
Commentary & Analysis
What You Need to Know About Farmers National Banc Corp.'s Q3 Earnings
Farmers National Banc Corp.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (FMNB) missed or beat analyst's expectations.Michael Rose
4 Undervalued Banks Stocks for Thursday, April 30
Discover the top 4 undervalued Banks stocks for Thursday, April 30 based on AAII’s Stock Grades.Michael Rose
What You Need to Know About Farmers National Banc Corp.'s Q2 Earnings
Farmers National Banc Corp.'s fiscal Q2 earnings report was released on Wednesday, April 22. Let's dive in to see if (FMNB) missed or beat analyst's expectations.Rosalio Madrigal
Why Farmers National Banc Corp.’s (FMNB) Stock Is Down 5.59%
As of Wednesday, January 28, Farmers National Banc Corp.’s FMNB share price has dipped by 5.59%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | FMNB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $929.6 | $745.4 | 44% |
|
| Shares Out (Mil) | 59.2 | 15.3 | 51% |
|
| Institutional Ownership | 93.2% | 83.2% | 62% |
|
| Float (Mil) | 57.3 | 21.8 | 50% |
|
| Beta | 0.78 | 0.42 | 47% |
|
| Avg Daily Volume (000s) | 407 | 45 | 55% |
|
| Price Change (52-week) |
10.7% | 94.6% | 53% |
|
| Growth | FMNB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 8.0% | 7.7% | 50% |
|
| Net Income (5yr) | 5.4% | 11.1% | 48% |
|
| EPS (5yr) | (0.3%) | 10.1% | 31 |
|
| Dividends (5yr) | 9.1% | 3.6% | 73% |
|
| Cash Flow (5yr) | (51.2%) | (17.1%) | 6% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.410 | $1.677 | $1.760 | |
| Month Ago EPS | $0.400 | $1.620 | $1.750 | |
| # Rev Up | 2 | 1 | 0 | |
| # Rev Down | 0 | 1 | 2 | |
| Three Months Ago EPS | $0.400 | $1.620 | $1.750 | |
| Year/Year Chg | 5.1% | 15.7% | na | |
| Financials | FMNB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $218 | $196 | 33% |
|
| Net Income (TTM) (Mil) | $66 | $55 | 57% |
|
| EPS (TTM) | $1.486 | $2.600 | 66% |
|
| Operating Cash Flow (TTM) (Mil) | $65 | $35 | 48% |
|
| Net Cash Flow (TTM) (Mil) | $74 | $2 | 74% |
|
| Long-Term Debt (Q1) (Mil) | $105 | $100 | 45% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | FMNB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.19 | 1.25 | 28% |
|
| P/E | 10.6 | 12.4 | 19% |
|
| Dividend Yield | 4.3% | 2.2% | 92% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | FMNB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 30.4% | 29.1% | 89% |
|
| ROA | 1.1% | 1.1% | 48% |
|
| ROE | 10.9% | 11.3% | 59% |
|
| Liabilities to Assets | 89.0% | 89.7% | 84% |
|
| F-Score | 3 | 4 | 18% |
|
Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
GURU STRATEGY
Neff Screen
Factors: Value, Growth
An approach using a stringent contrarian viewpoint—finding undervalued, out-of-favor stocks in the bargain basement that have an optimistic future.
| Performance Since Inception: | 14.6% |
| +/- S&P 500: | +7.1 |
