Sifting through countless of stocks in the Professional Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Paycom Software, Inc. or Fair Isaac Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Paycom Software, Inc. and Fair Isaac Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Paycom Software, Inc. and Fair Isaac Corporation

Paycom Software, Inc. provides cloud-based human capital management (HCM) solution delivered as software-as-a-service for small to mid-sized companies in the United States. The company offers functionality and data analytics that businesses need to manage the employment life cycle from recruitment to retirement. The company’s HCM solution offers payroll applications comprising better employee transaction interface, payroll and payroll tax management, payroll card, Everyday, Paycom pay, Client Action Center, expense management, garnishment administration, and GL concierge applications; talent acquisition, including applicant tracking, background checks, on-boarding, e-verify, and tax credit services; and talent management applications that include employee self-service, compensation budgeting, performance management, position management, Paycom learning, certification management. The company also offers time and labor management, such as time and attendance, scheduling, time-off requests, and labor allocation solutions. Its HCM solution provides manager on-the-go that gives supervisors and managers the ability to perform a variety of tasks, such as approving time-off requests and expense reimbursements; direct data exchange; ask here, a tool for direct line of communication to ask work-related questions; document and checklist; government and compliance; benefits administration; COBRA administration; personnel action and performance discussion forms; Paycom surveys; retirement reporting; report center; and affordable care act applications, as well as Clue, which securely collects, tracks, and manages the vaccination and testing data of the workforce; and MyCom is a communications tool that provides organizations with a central place to share information with employees. Paycom Software, Inc. was founded in 1998 and is based in Oklahoma City, Oklahoma.

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Latest Professional Services and Paycom Software, Inc., Fair Isaac Corporation Stock News

As of September 4, 2026, Paycom Software, Inc. had a $10.3 billion market capitalization, compared to the Professional Services median of $1.1 million. Paycom Software, Inc.’s stock is up 45.4% in 2026, down 2.9% in the previous five trading days and up 3.19% in the past year.

Currently, Paycom Software, Inc.’s price-earnings ratio is 24.8. Paycom Software, Inc.’s trailing 12-month revenue is $2.1 billion with a 22.8% net profit margin. Year-over-year quarterly sales growth most recently was 9.8%. Analysts expect adjusted earnings to reach $12.094 per share for the current fiscal year. Paycom Software, Inc. currently has a 0.6% dividend yield.

As of September 4, 2026, Fair Isaac Corporation had a $20.1 billion market cap, putting it in the 86th percentile of all stocks. Fair Isaac Corporation’s stock is down 44.9% in 2026, down 19.2% in the previous five trading days and down 38.62% in the past year.

Currently, Fair Isaac Corporation’s price-earnings ratio is 27.0. Fair Isaac Corporation’s trailing 12-month revenue is $2.4 billion with a 34.1% net profit margin. Year-over-year quarterly sales growth most recently was 25.7%. Analysts expect adjusted earnings to reach $42.972 per share for the current fiscal year. Fair Isaac Corporation does not currently pay a dividend.

How We Compare Paycom Software, Inc. and Fair Isaac Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Paycom Software, Inc. and Fair Isaac Corporation’s stock grades to see how they measure up against one another.

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Paycom Software, Inc. and Fair Isaac Corporation Stock Value Grades

Company	Ticker	Value
Paycom Software, Inc.	PAYC	D
Fair Isaac Corporation	FICO	D

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Paycom Software, Inc. has a Value Score of 32, which is Expensive. Fair Isaac Corporation has a Value Score of 28, which is Expensive.

The Value Stock Winner: No Clear Winner

Neither Paycom Software, Inc. or Fair Isaac Corporation has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Paycom Software, Inc. or Fair Isaac Corporation is the better investment when it comes to value.

Paycom Software, Inc. and Fair Isaac Corporation’s Quality Grades

Company	Ticker	Quality
Paycom Software, Inc.	PAYC	A
Fair Isaac Corporation	FICO	A

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Paycom Software, Inc. has a Quality Score of 87, which is Very Strong. Fair Isaac Corporation has a Quality Score of 99, which is Very Strong.

The Quality Grade Winner: It’s a Tie!

Looking at the Quality Grade breakdown above, both Paycom Software, Inc. and Fair Isaac Corporation have a grade of A. For investors who focus solely on a company’s overall quality, you will need to conduct further research into both companies to see if they are a good fit for your portfolio. As a good rule of thumb, you should always analyze multiple factors based on a wide range of metrics before choosing a company to invest in.

Paycom Software, Inc. and Fair Isaac Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Paycom Software, Inc.	PAYC	B
Fair Isaac Corporation	FICO	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Paycom Software, Inc. has a Earnings Estimate Score of 71, which is Positive. Fair Isaac Corporation has a Earnings Estimate Score of 44, which is Neutral.

The Earnings Estimate Revisions Grade Winner: Paycom Software, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Paycom Software, Inc. has a better Earnings Estimate Revisions Grade than Fair Isaac Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Paycom Software, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Paycom Software, Inc. and Fair Isaac Corporation Grades

In addition to Estimate Revisions, Quality and Value, A+ Investor also provides grades for Growth and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Paycom Software, Inc. and Fair Isaac Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Paycom Software, Inc. or Fair Isaac Corporation Stock?

Overall, Paycom Software, Inc. stock has a Value Score of 32, Estimate Revisions Score of 71 and Quality Score of 87.

Fair Isaac Corporation stock has a Value Score of 28, Estimate Revisions Score of 44 and Quality Score of 99.

Comparing Paycom Software, Inc. and Fair Isaac Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.