Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Enact Holdings, Inc. or Old Republic International Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Enact Holdings, Inc. and Old Republic International Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Enact Holdings, Inc. and Old Republic International Corporation

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.

Latest Financial Services and Enact Holdings, Inc., Old Republic International Corporation Stock News

As of September 11, 2026, Enact Holdings, Inc. had a $6.8 billion market capitalization, compared to the Financial Services median of $2.4 million. Enact Holdings, Inc.’s stock is up 24.7% in 2026, down 0.2% in the previous five trading days and up 27.76% in the past year.

Currently, Enact Holdings, Inc.’s price-earnings ratio is 10.4. Enact Holdings, Inc.’s trailing 12-month revenue is $1.3 billion with a 54.5% net profit margin. Year-over-year quarterly sales growth most recently was 4.1%. Analysts expect adjusted earnings to reach $4.843 per share for the current fiscal year. Enact Holdings, Inc. currently has a 1.9% dividend yield.

As of September 11, 2026, Old Republic International Corporation had a $9.8 billion market cap, putting it in the 77th percentile of all stocks. Old Republic International Corporation’s stock is down 10.3% in 2026, down 3.8% in the previous five trading days and up 2.55% in the past year.

Currently, Old Republic International Corporation’s price-earnings ratio is 9.0. Old Republic International Corporation’s trailing 12-month revenue is $9.7 billion with a 11.7% net profit margin. Year-over-year quarterly sales growth most recently was 13.4%. Analysts expect adjusted earnings to reach $2.943 per share for the current fiscal year. Old Republic International Corporation currently has a 9.2% dividend yield.

How We Compare Enact Holdings, Inc. and Old Republic International Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Enact Holdings, Inc. and Old Republic International Corporation’s stock grades to see how they measure up against one another.

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Enact Holdings, Inc. and Old Republic International Corporation Stock Value Grades

Company	Ticker	Value
Enact Holdings, Inc.	ACT	A
Old Republic International Corporation	ORI	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Enact Holdings, Inc. has a Value Score of 82, which is Deep Value. Old Republic International Corporation has a Value Score of 92, which is Deep Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both Enact Holdings, Inc. and Old Republic International Corporation have a Value Grade of A. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Enact Holdings, Inc. and Old Republic International Corporation’s Momentum Grades

Company	Ticker	Momentum
Enact Holdings, Inc.	ACT	B
Old Republic International Corporation	ORI	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Enact Holdings, Inc. has a Momentum Score of 71, which is Strong. Old Republic International Corporation has a Momentum Score of 48, which is Average.

The Momentum Grade Winner: Enact Holdings, Inc.

As you can clearly see from the Momentum Grade breakdown above, Enact Holdings, Inc. is considered to have stronger momentum compared to Old Republic International Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Enact Holdings, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Enact Holdings, Inc. and Old Republic International Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Enact Holdings, Inc.	ACT	C
Old Republic International Corporation	ORI	F

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Enact Holdings, Inc. has a Earnings Estimate Score of 47, which is Neutral. Old Republic International Corporation has a Earnings Estimate Score of 20, which is Very Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Enact Holdings, Inc. or Old Republic International Corporation has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Enact Holdings, Inc. or Old Republic International Corporation is the better investment when it comes to estimate revisions.

Other Enact Holdings, Inc. and Old Republic International Corporation Grades

In addition to Estimate Revisions, Value and Momentum, A+ Investor also provides grades for Growth and Quality.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Enact Holdings, Inc. and Old Republic International Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Enact Holdings, Inc. or Old Republic International Corporation Stock?

Overall, Enact Holdings, Inc. stock has a Value Score of 82, Momentum Score of 71 and Estimate Revisions Score of 47.

Old Republic International Corporation stock has a Value Score of 92, Momentum Score of 48 and Estimate Revisions Score of 20.

Comparing Enact Holdings, Inc. and Old Republic International Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.