Is Enact Holdings, Inc. (ACT) Overvalued?
We dive into why Enact Holdings, Inc. (ACT) could be considered overvalued on 2026-07-27, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Commentary & Analysis
5 Undervalued Financial Services Stocks for Friday, July 17
Discover the top 5 undervalued Financial Services stocks for Friday, July 17 based on AAII’s Stock Grades.Rosalio Madrigal
Which Is a Better Investment, Enact Holdings, Inc. or Flywire Corporation Stock?
Learn more about whether Enact Holdings, Inc. or Flywire Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
What You Need to Know About Enact Holdings, Inc.'s Q2 Earnings
Enact Holdings, Inc.'s fiscal Q2 earnings report was released on Tuesday, May 05. Let's dive in to see if (ACT) missed or beat analyst's expectations.Jenna Brashear
4 Undervalued Financial Services Stocks for Monday, April 13
Discover the top 4 undervalued Financial Services stocks for Monday, April 13 based on AAII’s Stock Grades.Tudor Pop
Financial Summary
| Share Statistics | ACT | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $6,605.9 | $2,409.3 | 72% |
|
| Shares Out (Mil) | 142.6 | 72.0 | 70% |
|
| Institutional Ownership | 97.5% | 86.6% | 74% |
|
| Float (Mil) | 27.2 | 61.7 | 34% |
|
| Beta | 0.50 | 0.93 | 28% |
|
| Avg Daily Volume (000s) | 481 | 441 | 58% |
|
| Price Change (52-week) |
37.5% | 76.1% | 73% |
|
| Growth | ACT | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 2.2% | 10.9% | 24% |
|
| Net Income (5yr) | 12.7% | 8.2% | 59% |
|
| EPS (5yr) | 14.8% | 11.4% | 55 |
|
| Dividends (5yr) | 0.0% | 0.0% | 76% |
|
| Cash Flow (5yr) | 32.9% | (15.0%) | 88% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $1.187 | $4.748 | $4.924 | |
| Month Ago EPS | $1.192 | $4.767 | $4.954 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $1.205 | $4.810 | $5.057 | |
| Year/Year Chg | 0.6% | 5.0% | 13.1% | |
| Financials | ACT | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $1,241 | $1,233 | 53% |
|
| Net Income (TTM) (Mil) | $676 | $73 | 82% |
|
| EPS (TTM) | $4.638 | $0.700 | 86% |
|
| Operating Cash Flow (TTM) (Mil) | $722 | $165 | 76% |
|
| Net Cash Flow (TTM) (Mil) | ($86) | $22 | 15% |
|
| Long-Term Debt (Q1) (Mil) | $745 | $696 | 63% |
|
| Enterprise Value (Q1) (Mil) | $6,344 | $3,560 | 67% |
|
| Valuation | ACT | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.24 | 1.44 | 31% |
|
| P/E | 10.2 | 15.1 | 16% |
|
| Dividend Yield | 2.0% | 0.0% | 76% |
|
| PEG (5yr hist) | 0.7 | 1.0 | 33% |
|
| Ratios | ACT | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | 73.5% | 60.7% | 84% |
|
| Net Margin | 54.5% | 7.0% | 97% |
|
| ROA | 9.9% | 1.1% | 87% |
|
| ROE | 12.9% | 11.5% | 66% |
|
| Liabilities to Assets | 23.2% | 75.2% | 16% |
|
| F-Score | 5 | 5 | 51% |
|
Enact Holdings, Inc. did not pass any screens on 7/31/2026.
