COMPANY SUMMARY
Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.
Financial Summary
| Share Statistics |
ORI |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$10,007.2 |
$6,436.5 |
77% |
|
| Shares Out (Mil) |
246.3 |
70.1 |
80% |
|
| Institutional Ownership |
99.5% |
79.8% |
89% |
|
| Float (Mil) |
219.3 |
66.5 |
75% |
|
| Beta |
0.62 |
0.52 |
36% |
|
| Avg Daily Volume (000s) |
964 |
207 |
70% |
|
Price Change (52-week) |
7.1% |
89.3% |
51% |
|
| Growth |
ORI |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
5.0% |
5.8% |
36% |
|
| Net Income (5yr) |
10.9% |
14.3% |
56% |
|
| EPS (5yr) |
14.7% |
15.6% |
55 |
|
| Dividends (5yr) |
6.7% |
3.1% |
82% |
|
| Cash Flow (5yr) |
14.0% |
(12.2%) |
72% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
3 |
3 |
3 |
| Current EPS |
$0.797 |
$2.943 |
$3.300 |
| Month Ago EPS |
$0.800 |
$3.067 |
$3.317 |
| # Rev Up |
0 |
1 |
0 |
| # Rev Down |
1 |
0 |
1 |
| Three Months Ago EPS |
$0.800 |
$3.067 |
$3.333 |
| Year/Year Chg |
(39.2%) |
(20.9%) |
(8.6%) |
| Financials |
ORI |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$9,717 |
$5,268 |
84% |
|
| Net Income (TTM) (Mil) |
$1,138 |
$562 |
87% |
|
| EPS (TTM) |
$4.672 |
$2.500 |
85% |
|
| Operating Cash Flow (TTM) (Mil) |
$1,280 |
$566 |
83% |
|
| Net Cash Flow (TTM) (Mil) |
$240 |
$5 |
85% |
|
| Long-Term Debt (Q1) (Mil) |
$2,284 |
$917 |
76% |
|
| Enterprise Value (Q1) (Mil) |
$12,226 |
$7,858 |
77% |
|
| Valuation |
ORI |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.65 |
1.68 |
43% |
|
| P/E |
9.2 |
12.1 |
13% |
|
| Dividend Yield |
9.0% |
1.1% |
98% |
|
| PEG (5yr hist) |
0.6 |
0.5 |
30% |
|
| Ratios |
ORI |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
63.9% |
34.7% |
76% |
|
| Net Margin |
11.7% |
10.1% |
67% |
|
| ROA |
3.7% |
2.4% |
65% |
|
| ROE |
18.6% |
14.5% |
78% |
|
| Liabilities to Assets |
80.7% |
77.1% |
75% |
|
| F-Score |
8 |
6 |
93% |
|
Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
ORI meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.