Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Capital One Financial Corporation before investing.

In this article, we go over a few key elements for understanding Capital One Financial Corporation’s stock price such as:

• Capital One Financial Corporation’s current stock price and volume
• Why Capital One Financial Corporation’s stock price changed recently
• Upgrades and downgrades for COF from analysts
• COF’s stock price momentum as measured by its relative strength

About Capital One Financial Corporation (COF)

Before we jump into Capital One Financial Corporation’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; online direct banking services; and provides advisory, capital markets, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

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Capital One Financial Corporation’s Stock Price as of Market Close

As of January 30, 2026, 4:00 PM, CST, Capital One Financial Corporation’s stock price was $218.930.

Capital One Financial Corporation is down 0.17% from its previous closing price of $219.310.

During the last market session, Capital One Financial Corporation’s stock traded between $216.875 and $221.140. Currently, there are approximately 639.00 million shares outstanding for Capital One Financial Corporation.

Capital One Financial Corporation’s price-earnings (P/E) ratio is currently at 91.0, which is high compared to the Consumer Finance industry median of 9.5. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Capital One Financial Corporation Stock Price History

Capital One Financial Corporation’s (COF) price is currently down 9.67% so far this month.

During the month of January, Capital One Financial Corporation’s stock price has reached a high of $259.640 and a low of $214.569.

Over the last year, Capital One Financial Corporation has hit prices as high as $259.635 and as low as $143.220. Year to date, Capital One Financial Corporation’s stock is down 9.67%.

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What Caused Capital One Financial Corporation Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 30, 2026, there were 3 analysts who downgraded Capital One Financial Corporation’s stock and 2 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Capital One Financial Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Capital One Financial Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Capital One Financial Corporation’s current valuation based on AAII’s Value Grade is a D, which means it is considered to be Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Capital One Financial Corporation (COF) by visiting AAII Stock Evaluator.

Relative Price Strength of Capital One Financial Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 30, 2026, Capital One Financial Corporation has a weighted four-quarter relative price strength of -1.57%, which translates to a Momentum Score of 45 and is considered to be Average.

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Capital One Financial Corporation Stock Price: Bottom Line

As of January 30, 2026, Capital One Financial Corporation’s stock price is $218.930, which is down 0.17% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Capital One Financial Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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