Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Consumer Portfolio Services, Inc. before investing.

In this article, we go over a few key elements for understanding Consumer Portfolio Services, Inc.’s stock price such as:

• Consumer Portfolio Services, Inc.’s current stock price and volume
• Why Consumer Portfolio Services, Inc.’s stock price changed recently
• Upgrades and downgrades for CPSS from analysts
• CPSS’s stock price momentum as measured by its relative strength

About Consumer Portfolio Services, Inc. (CPSS)

Before we jump into Consumer Portfolio Services, Inc.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Want to learn more about Consumer Portfolio Services, Inc.’s stock? Click the button below to subscribe to A+ Investor and get access to everything you need to know about Consumer Portfolio Services, Inc..

Consumer Portfolio Services, Inc.’s Stock Price as of Market Close

As of January 16, 2026, 11:10 AM, CST, Consumer Portfolio Services, Inc.’s stock price was $8.890.

Consumer Portfolio Services, Inc. is down 2.74% from its previous closing price of $9.140.

During the last market session, Consumer Portfolio Services, Inc.’s stock traded between $8.680 and $9.140. Currently, there are approximately 22.21 million shares outstanding for Consumer Portfolio Services, Inc..

Consumer Portfolio Services, Inc.’s price-earnings (P/E) ratio is currently at 11.4, which is high compared to the Consumer Finance industry median of 11. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Consumer Portfolio Services, Inc. Stock Price History

Consumer Portfolio Services, Inc.’s (CPSS) price is currently down 4.72% so far this month.

During the month of January, Consumer Portfolio Services, Inc.’s stock price has reached a high of $9.570 and a low of $8.680.

Over the last year, Consumer Portfolio Services, Inc. has hit prices as high as $12.730 and as low as $6.667. Year to date, Consumer Portfolio Services, Inc.’s stock is down 4.72%.

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

What Caused Consumer Portfolio Services, Inc. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 15, 2026, there was 1 analyst who downgraded Consumer Portfolio Services, Inc.’s stock and 0 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Consumer Portfolio Services, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Consumer Portfolio Services, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Consumer Portfolio Services, Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Consumer Portfolio Services, Inc. (CPSS) by visiting AAII Stock Evaluator.

Relative Price Strength of Consumer Portfolio Services, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 15, 2026, Consumer Portfolio Services, Inc. has a weighted four-quarter relative price strength of -4.90%, which translates to a Momentum Score of 33 and is considered to be Weak.

Want to learn more about how Consumer Portfolio Services, Inc. is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

Consumer Portfolio Services, Inc. Stock Price: Bottom Line

As of January 16, 2026, Consumer Portfolio Services, Inc.’s stock price is $8.890, which is down 2.74% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Consumer Portfolio Services, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.