Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate SoFi Technologies, Inc. before investing.

In this article, we go over a few key elements for understanding SoFi Technologies, Inc.’s stock price such as:

• SoFi Technologies, Inc.’s current stock price and volume
• Why SoFi Technologies, Inc.’s stock price changed recently
• Upgrades and downgrades for SOFI from analysts
• SOFI’s stock price momentum as measured by its relative strength

About SoFi Technologies, Inc. (SOFI)

Before we jump into SoFi Technologies, Inc.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

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SoFi Technologies, Inc.’s Stock Price as of Market Close

As of December 05, 2025, 4:00 PM, CST, SoFi Technologies, Inc.’s stock price was $27.780.

SoFi Technologies, Inc. is down 6.15% from its previous closing price of $29.600.

During the last market session, SoFi Technologies, Inc.’s stock traded between $26.930 and $27.930. Currently, there are approximately 1,171.21 million shares outstanding for SoFi Technologies, Inc..

SoFi Technologies, Inc.’s price-earnings (P/E) ratio is currently at 51.3, which is high compared to the Consumer Finance industry median of 10.8. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

SoFi Technologies, Inc. Stock Price History

SoFi Technologies, Inc.’s (SOFI) price is currently down 6.53% so far this month.

During the month of December, SoFi Technologies, Inc.’s stock price has reached a high of $30.420 and a low of $26.930.

Over the last year, SoFi Technologies, Inc. has hit prices as high as $32.730 and as low as $8.600. Year to date, SoFi Technologies, Inc.’s stock is up 80.39%.

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What Caused SoFi Technologies, Inc. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of December 05, 2025, there were 0 analysts who downgraded SoFi Technologies, Inc.’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate SoFi Technologies, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on SoFi Technologies, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

SoFi Technologies, Inc.’s current valuation based on AAII’s Value Grade is a F, which means it is considered to be Ultra Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about SoFi Technologies, Inc. (SOFI) by visiting AAII Stock Evaluator.

Relative Price Strength of SoFi Technologies, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of December 05, 2025, SoFi Technologies, Inc. has a weighted four-quarter relative price strength of 12.98%, which translates to a Momentum Score of 86 and is considered to be Very Strong.

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SoFi Technologies, Inc. Stock Price: Bottom Line

As of December 5, 2025, SoFi Technologies, Inc.’s stock price is $27.780, which is down 6.15% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like SoFi Technologies, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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