Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate AmeriServ Financial, Inc. before investing.

In this article, we go over a few key elements for understanding AmeriServ Financial, Inc.’s stock price such as:

• AmeriServ Financial, Inc.’s current stock price and volume
• Why AmeriServ Financial, Inc.’s stock price changed recently
• Upgrades and downgrades for ASRV from analysts
• ASRV’s stock price momentum as measured by its relative strength

About AmeriServ Financial, Inc. (ASRV)

Before we jump into AmeriServ Financial, Inc.’s stock price, history, target price and what caused it to recently , let’s take a look at some background.

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

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AmeriServ Financial, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, AmeriServ Financial, Inc.’s stock price was $4.570.

AmeriServ Financial, Inc. is 0% from its previous closing price of $4.570.

During the last market session, AmeriServ Financial, Inc.’s stock traded between $4.440 and $4.570. Currently, there are approximately 16.93 million shares outstanding for AmeriServ Financial, Inc..

AmeriServ Financial, Inc.’s price-earnings (P/E) ratio is currently at 13.8, which is high compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

AmeriServ Financial, Inc. Stock Price History

AmeriServ Financial, Inc.’s (ASRV) price is currently up 17.78% so far this month.

During the month of July, AmeriServ Financial, Inc.’s stock price has reached a high of $4.580 and a low of $3.760.

Over the last year, AmeriServ Financial, Inc. has hit prices as high as $4.585 and as low as $2.700. Year to date, AmeriServ Financial, Inc.’s stock is up 43.26%.

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What Caused AmeriServ Financial, Inc. Stock’s Price to ?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded AmeriServ Financial, Inc.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate AmeriServ Financial, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on AmeriServ Financial, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

AmeriServ Financial, Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about AmeriServ Financial, Inc. (ASRV) by visiting AAII Stock Evaluator.

Relative Price Strength of AmeriServ Financial, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, AmeriServ Financial, Inc. has a weighted four-quarter relative price strength of 8.97%, which translates to a Momentum Score of 80 and is considered to be Strong.

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AmeriServ Financial, Inc. Stock Price: Bottom Line

As of July 31, 2026, AmeriServ Financial, Inc.’s stock price is $4.570, which is 0% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like AmeriServ Financial, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.