Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Upstart Holdings, Inc. before investing.

In this article, we go over a few key elements for understanding Upstart Holdings, Inc.’s stock price such as:

• Upstart Holdings, Inc.’s current stock price and volume
• Why Upstart Holdings, Inc.’s stock price changed recently
• Upgrades and downgrades for UPST from analysts
• UPST’s stock price momentum as measured by its relative strength

About Upstart Holdings, Inc. (UPST)

Before we jump into Upstart Holdings, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

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Upstart Holdings, Inc.’s Stock Price as of Market Close

As of April 17, 2026, 4:00 PM, CST, Upstart Holdings, Inc.’s stock price was $34.570.

Upstart Holdings, Inc. is up 4.47% from its previous closing price of $33.090.

During the last market session, Upstart Holdings, Inc.’s stock traded between $34.180 and $35.650. Currently, there are approximately 97.59 million shares outstanding for Upstart Holdings, Inc..

Upstart Holdings, Inc.’s price-earnings (P/E) ratio is currently at 76.3, which is high compared to the Consumer Finance industry median of 9.8. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Upstart Holdings, Inc. Stock Price History

Upstart Holdings, Inc.’s (UPST) price is currently up 34.78% so far this month.

During the month of April, Upstart Holdings, Inc.’s stock price has reached a high of $35.650 and a low of $24.300.

Over the last year, Upstart Holdings, Inc. has hit prices as high as $87.300 and as low as $23.965. Year to date, Upstart Holdings, Inc.’s stock is down 20.95%.

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What Caused Upstart Holdings, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

One of the most common factors that can drastically impact a stock’s price is analyst upgrades and downgrades. When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. However, as of April 17, 2026,, no analysts have changed their rating of Upstart Holdings, Inc.’s stock over the last month.

Additionally, you'll want to evaluate Upstart Holdings, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Upstart Holdings, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Upstart Holdings, Inc.’s current valuation based on AAII’s Value Grade is a F, which means it is considered to be Ultra Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Upstart Holdings, Inc. (UPST) by visiting AAII Stock Evaluator.

Relative Price Strength of Upstart Holdings, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of April 17, 2026, Upstart Holdings, Inc. has a weighted four-quarter relative price strength of -7.89%, which translates to a Momentum Score of 28 and is considered to be Weak.

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Upstart Holdings, Inc. Stock Price: Bottom Line

As of April 17, 2026, Upstart Holdings, Inc.’s stock price is $34.570, which is up 4.47% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Upstart Holdings, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.