Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Columbia Financial, Inc., Customers Bancorp or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Columbia Financial, Inc., Customers Bancorp and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Columbia Financial, Inc., Customers Bancorp and Inc.

Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Latest Banks and Columbia Financial, Inc., Customers Bancorp, Inc. Stock News

As of May 1, 2026, Columbia Financial, Inc. had a $2.0 billion market capitalization, compared to the Banks median of $726.8 million. Columbia Financial, Inc.’s stock is up 24% in 2026, up 6% in the previous five trading days and up 42.91% in the past year.

Currently, Columbia Financial, Inc.’s price-earnings ratio is 37.9. Columbia Financial, Inc.’s trailing 12-month revenue is $248.9 million with a 21.6% net profit margin. Year-over-year quarterly sales growth most recently was 236.9%. Analysts expect adjusted earnings to reach $0.740 per share for the current fiscal year. Columbia Financial, Inc. does not currently pay a dividend.

As of May 1, 2026, Customers Bancorp, Inc. had a $2.6 billion market cap, putting it in the 58th percentile of all stocks. Customers Bancorp, Inc.’s stock is up 5.5% in 2026, up 3.7% in the previous five trading days and up 54.16% in the past year.

Currently, Customers Bancorp, Inc.’s price-earnings ratio is 12.3. Customers Bancorp, Inc.’s trailing 12-month revenue is $720.4 million with a 34.8% net profit margin. Year-over-year quarterly sales growth most recently was 46.8%. Analysts expect adjusted earnings to reach $8.467 per share for the current fiscal year. Customers Bancorp, Inc. does not currently pay a dividend.

How We Compare Columbia Financial, Inc., Customers Bancorp and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Columbia Financial, Inc., Customers Bancorp and Inc.’s stock grades to see how they measure up against one another.

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Columbia Financial, Inc., Customers Bancorp and Inc. Stock Value Grades

Company	Ticker	Value
Columbia Financial, Inc.	CLBK	D
Customers Bancorp, Inc.	CUBI	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Columbia Financial, Inc. has a Value Score of 26, which is Expensive. Customers Bancorp, Inc. has a Value Score of 59, which is Average.

The Value Stock Winner: No Clear Winner

Neither Columbia Financial, Inc., Customers Bancorp or Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Columbia Financial, Inc., Customers Bancorp or Inc. is the better investment when it comes to value.

Columbia Financial, Inc., Customers Bancorp and Inc. Growth Grades

Company	Ticker	Growth
Columbia Financial, Inc.	CLBK	C
Customers Bancorp, Inc.	CUBI	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Columbia Financial, Inc. has a Growth Score of 56, which is Average. Customers Bancorp, Inc. has a Growth Score of 39, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither Columbia Financial, Inc., Customers Bancorp or Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Columbia Financial, Inc., Customers Bancorp or Inc. is the better investment when it comes to sustainable growth.

Columbia Financial, Inc., Customers Bancorp and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Columbia Financial, Inc.	CLBK	D
Customers Bancorp, Inc.	CUBI	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Columbia Financial, Inc. has a Earnings Estimate Score of 36, which is Negative. Customers Bancorp, Inc. has a Earnings Estimate Score of 61, which is Positive.

The Earnings Estimate Revisions Grade Winner: Customers Bancorp, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Customers Bancorp, Inc. has a better Earnings Estimate Revisions Grade than Columbia Financial, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Customers Bancorp, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Columbia Financial, Inc., Customers Bancorp and Inc. Grades

In addition to Value, Estimate Revisions and Growth, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Columbia Financial, Inc., Customers Bancorp and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Columbia Financial, Inc., Customers Bancorp or Inc. Stock?

Overall, Columbia Financial, Inc. stock has a Value Score of 26, Growth Score of 56 and Estimate Revisions Score of 36.

Customers Bancorp, Inc. stock has a Value Score of 59, Growth Score of 39 and Estimate Revisions Score of 61.

Comparing Columbia Financial, Inc., Customers Bancorp and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.