Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Citizens Financial Services, Inc. before investing.

In this article, we go over a few key elements for understanding Citizens Financial Services, Inc.’s stock price such as:

• Citizens Financial Services, Inc.’s current stock price and volume
• Why Citizens Financial Services, Inc.’s stock price changed recently
• Upgrades and downgrades for CZFS from analysts
• CZFS’s stock price momentum as measured by its relative strength

About Citizens Financial Services, Inc. (CZFS)

Before we jump into Citizens Financial Services, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

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Citizens Financial Services, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Citizens Financial Services, Inc.’s stock price was $77.520.

Citizens Financial Services, Inc. is up 1.49% from its previous closing price of $76.380.

During the last market session, Citizens Financial Services, Inc.’s stock traded between $73.900 and $77.520. Currently, there are approximately 4.80 million shares outstanding for Citizens Financial Services, Inc..

Citizens Financial Services, Inc.’s price-earnings (P/E) ratio is currently at 9.5, which is low compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Citizens Financial Services, Inc. Stock Price History

Citizens Financial Services, Inc.’s (CZFS) price is currently up 7.01% so far this month.

During the month of July, Citizens Financial Services, Inc.’s stock price has reached a high of $79.500 and a low of $67.630.

Over the last year, Citizens Financial Services, Inc. has hit prices as high as $79.495 and as low as $51.140. Year to date, Citizens Financial Services, Inc.’s stock is up 35.95%.

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What Caused Citizens Financial Services, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded Citizens Financial Services, Inc.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Citizens Financial Services, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Citizens Financial Services, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Citizens Financial Services, Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Citizens Financial Services, Inc. (CZFS) by visiting AAII Stock Evaluator.

Relative Price Strength of Citizens Financial Services, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Citizens Financial Services, Inc. has a weighted four-quarter relative price strength of 9.22%, which translates to a Momentum Score of 81 and is considered to be Very Strong.

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Citizens Financial Services, Inc. Stock Price: Bottom Line

As of July 31, 2026, Citizens Financial Services, Inc.’s stock price is $77.520, which is up 1.49% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Citizens Financial Services, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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