| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Tudor Pop
Rosalio Madrigal
Cynthia McLaughlin
Michael Rose
Cynthia McLaughlin
| Share Statistics | CZFS | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $408.3 | $700.5 | 36% |
|
| Shares Out (Mil) | 4.8 | 15.5 | 14% |
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| Institutional Ownership | 82.9% | 84.0% | 51% |
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| Float (Mil) | 4.5 | 21.7 | 11% |
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| Beta | 0.40 | 0.46 | 23% |
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| Avg Daily Volume (000s) | 46 | 54 | 29% |
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| Price Change (52-week) |
50.5% | 91.8% | 87% |
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| Growth | CZFS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.1% | 7.6% | 55% |
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| Net Income (5yr) | 7.8% | 11.1% | 52% |
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| EPS (5yr) | 4.0% | 9.9% | 37 |
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| Dividends (5yr) | 2.8% | 3.7% | 90% |
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| Cash Flow (5yr) | (16.3%) | (17.1%) | 44% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $2.240 | $8.720 | $8.810 | |
| Month Ago EPS | $2.240 | $8.720 | $8.810 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $2.240 | $8.720 | $8.810 | |
| Year/Year Chg | 5.7% | 14.4% | na | |
| Financials | CZFS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $115 | $190 | 27% |
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| Net Income (TTM) (Mil) | $41 | $55 | 53% |
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| EPS (TTM) | $8.556 | $2.600 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $38 | $34 | 44% |
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| Net Cash Flow (TTM) (Mil) | ($10) | $2 | 31% |
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| Long-Term Debt (Q1) (Mil) | $394 | $98 | 56% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CZFS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.16 | 1.26 | 32% |
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| P/E | 9.9 | 12.2 | 18% |
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| Dividend Yield | 2.4% | 2.3% | 80% |
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| PEG (5yr hist) | 2.5 | 1.1 | 75% |
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| Ratios | CZFS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 36.1% | 29.5% | 93% |
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| ROA | 1.3% | 1.1% | 49% |
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| ROE | 12.3% | 11.4% | 63% |
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| Liabilities to Assets | 88.9% | 89.7% | 84% |
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| F-Score | 3 | 4 | 18% |
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Passing Stock Screens
As of 11/6/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors
