Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Yiren Digital Ltd. before investing.

In this article, we go over a few key elements for understanding Yiren Digital Ltd.’s stock price such as:

• Yiren Digital Ltd.’s current stock price and volume
• Why Yiren Digital Ltd.’s stock price changed recently
• Upgrades and downgrades for YRD from analysts
• YRD’s stock price momentum as measured by its relative strength

About Yiren Digital Ltd. (YRD)

Before we jump into Yiren Digital Ltd.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Want to learn more about Yiren Digital Ltd.’s stock? Click the button below to subscribe to A+ Investor and get access to everything you need to know about Yiren Digital Ltd..

Yiren Digital Ltd.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Yiren Digital Ltd.’s stock price was $1.110.

Yiren Digital Ltd. is down 0.89% from its previous closing price of $1.120.

During the last market session, Yiren Digital Ltd.’s stock traded between $1.080 and $1.130. Currently, there are approximately 12.68 million shares outstanding for Yiren Digital Ltd..

Yiren Digital Ltd.’s trailing earnings per share are negative, so the stock does not have a meaningful P/E ratio. We suggest investors evaluate other financial metrics to understand its overall valuation.

Yiren Digital Ltd. Stock Price History

Yiren Digital Ltd.’s (YRD) price is currently up 32.82% so far this month.

During the month of July, Yiren Digital Ltd.’s stock price has reached a high of $1.590 and a low of $0.838.

Over the last year, Yiren Digital Ltd. has hit prices as high as $6.790 and as low as $0.820. Year to date, Yiren Digital Ltd.’s stock is down 70%.

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

What Caused Yiren Digital Ltd. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded Yiren Digital Ltd.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Yiren Digital Ltd.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Yiren Digital Ltd.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Yiren Digital Ltd.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Yiren Digital Ltd. (YRD) by visiting AAII Stock Evaluator.

Relative Price Strength of Yiren Digital Ltd.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Yiren Digital Ltd. has a weighted four-quarter relative price strength of -37.70%, which translates to a Momentum Score of 4 and is considered to be Very Weak.

Want to learn more about how Yiren Digital Ltd. is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

Yiren Digital Ltd. Stock Price: Bottom Line

As of July 31, 2026, Yiren Digital Ltd.’s stock price is $1.110, which is down 0.89% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Yiren Digital Ltd. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.