Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Nu Holdings Ltd. before investing.

In this article, we go over a few key elements for understanding Nu Holdings Ltd.’s stock price such as:

• Nu Holdings Ltd.’s current stock price and volume
• Why Nu Holdings Ltd.’s stock price changed recently
• Upgrades and downgrades for NU from analysts
• NU’s stock price momentum as measured by its relative strength

About Nu Holdings Ltd. (NU)

Before we jump into Nu Holdings Ltd.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

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Nu Holdings Ltd.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Nu Holdings Ltd.’s stock price was $14.330.

Nu Holdings Ltd. is down 1.1% from its previous closing price of $14.490.

During the last market session, Nu Holdings Ltd.’s stock traded between $14.235 and $14.570. Currently, there are approximately 4,856.19 million shares outstanding for Nu Holdings Ltd..

Nu Holdings Ltd.’s price-earnings (P/E) ratio is currently at 22.1, which is high compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Nu Holdings Ltd. Stock Price History

Nu Holdings Ltd.’s (NU) price is currently up 7.26% so far this month.

During the month of July, Nu Holdings Ltd.’s stock price has reached a high of $14.850 and a low of $13.085.

Over the last year, Nu Holdings Ltd. has hit prices as high as $18.980 and as low as $11.200. Year to date, Nu Holdings Ltd.’s stock is down 14.4%.

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What Caused Nu Holdings Ltd. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there was 1 analyst who downgraded Nu Holdings Ltd.’s stock and 0 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Nu Holdings Ltd.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Nu Holdings Ltd.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Nu Holdings Ltd.’s current valuation based on AAII’s Value Grade is a F, which means it is considered to be Ultra Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Nu Holdings Ltd. (NU) by visiting AAII Stock Evaluator.

Relative Price Strength of Nu Holdings Ltd.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Nu Holdings Ltd. has a weighted four-quarter relative price strength of 0.05%, which translates to a Momentum Score of 53 and is considered to be Average.

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Nu Holdings Ltd. Stock Price: Bottom Line

As of July 31, 2026, Nu Holdings Ltd.’s stock price is $14.330, which is down 1.1% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Nu Holdings Ltd. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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