Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Oportun Financial Corporation before investing.

In this article, we go over a few key elements for understanding Oportun Financial Corporation’s stock price such as:

• Oportun Financial Corporation’s current stock price and volume
• Why Oportun Financial Corporation’s stock price changed recently
• Upgrades and downgrades for OPRT from analysts
• OPRT’s stock price momentum as measured by its relative strength

About Oportun Financial Corporation (OPRT)

Before we jump into Oportun Financial Corporation’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

Want to learn more about Oportun Financial Corporation’s stock? Click the button below to subscribe to A+ Investor and get access to everything you need to know about Oportun Financial Corporation.

Oportun Financial Corporation’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Oportun Financial Corporation’s stock price was $5.540.

Oportun Financial Corporation is down 1.6% from its previous closing price of $5.630.

During the last market session, Oportun Financial Corporation’s stock traded between $5.450 and $5.710. Currently, there are approximately 47.44 million shares outstanding for Oportun Financial Corporation.

Oportun Financial Corporation’s price-earnings (P/E) ratio is currently at 14.9, which is high compared to the Consumer Finance industry median of 9.2. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Oportun Financial Corporation Stock Price History

Oportun Financial Corporation’s (OPRT) price is currently down 2.98% so far this month.

During the month of July, Oportun Financial Corporation’s stock price has reached a high of $6.460 and a low of $5.255.

Over the last year, Oportun Financial Corporation has hit prices as high as $7.330 and as low as $4.030. Year to date, Oportun Financial Corporation’s stock is up 4.73%.

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

What Caused Oportun Financial Corporation Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were 0 analysts who downgraded Oportun Financial Corporation’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate Oportun Financial Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Oportun Financial Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Oportun Financial Corporation’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Oportun Financial Corporation (OPRT) by visiting AAII Stock Evaluator.

Relative Price Strength of Oportun Financial Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Oportun Financial Corporation has a weighted four-quarter relative price strength of -6.35%, which translates to a Momentum Score of 32 and is considered to be Weak.

Want to learn more about how Oportun Financial Corporation is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

Oportun Financial Corporation Stock Price: Bottom Line

As of July 31, 2026, Oportun Financial Corporation’s stock price is $5.540, which is down 1.6% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Oportun Financial Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.