Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Usio, Inc. before investing.

In this article, we go over a few key elements for understanding Usio, Inc.’s stock price such as:

• Usio, Inc.’s current stock price and volume
• Why Usio, Inc.’s stock price changed recently
• Upgrades and downgrades for USIO from analysts
• USIO’s stock price momentum as measured by its relative strength

About Usio, Inc. (USIO)

Before we jump into Usio, Inc.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and businesses, including credit, and debit card-based processing services and electronic funds transfer through the ACH network. In addition, it offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

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Usio, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Usio, Inc.’s stock price was $2.130.

Usio, Inc. is down 0.47% from its previous closing price of $2.140.

During the last market session, Usio, Inc.’s stock traded between $2.080 and $2.250. Currently, there are approximately 27.75 million shares outstanding for Usio, Inc..

Usio, Inc.’s trailing earnings per share are negative, so the stock does not have a meaningful P/E ratio. We suggest investors evaluate other financial metrics to understand its overall valuation.

Usio, Inc. Stock Price History

Usio, Inc.’s (USIO) price is currently down 14.11% so far this month.

During the month of July, Usio, Inc.’s stock price has reached a high of $2.620 and a low of $1.850.

Over the last year, Usio, Inc. has hit prices as high as $2.620 and as low as $1.030. Year to date, Usio, Inc.’s stock is up 56.62%.

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What Caused Usio, Inc. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there was 1 analyst who downgraded Usio, Inc.’s stock and 0 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Usio, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Usio, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Usio, Inc.’s current valuation based on AAII’s Value Grade is a D, which means it is considered to be Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Usio, Inc. (USIO) by visiting AAII Stock Evaluator.

Relative Price Strength of Usio, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Usio, Inc. has a weighted four-quarter relative price strength of 21.12%, which translates to a Momentum Score of 93 and is considered to be Very Strong.

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Usio, Inc. Stock Price: Bottom Line

As of July 31, 2026, Usio, Inc.’s stock price is $2.130, which is down 0.47% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Usio, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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