Is Assurant, Inc. (AIZ) Overvalued?
We dive into why Assurant, Inc. (AIZ) could be considered overvalued on 2026-07-22, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.
Commentary & Analysis
Which Is a Better Investment, Assurant, Inc. or Cincinnati Financial Corporation Stock?
Learn more about whether Assurant, Inc. or Cincinnati Financial Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
What You Need to Know About Assurant, Inc.'s Q2 Earnings
Assurant, Inc.'s fiscal Q2 earnings report was released on Tuesday, May 05. Let's dive in to see if (AIZ) missed or beat analyst's expectations.Jenna Brashear
Why Assurant, Inc.’s (AIZ) Stock Is Down 5.67%
As of Wednesday, February 11, Assurant, Inc.’s AIZ share price has dipped by 5.67%, which has investors questioning if this is right time to buy.Jenna Brashear
What You Need to Know About Assurant, Inc.'s Q1 Earnings
Assurant, Inc.'s fiscal Q1 earnings report was released on Tuesday, February 10. Let's dive in to see if (AIZ) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | AIZ | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $13,995.2 | $7,044.0 | 82% |
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| Shares Out (Mil) | 50.2 | 66.0 | 48% |
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| Institutional Ownership | 99.4% | 81.8% | 88% |
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| Float (Mil) | 49.2 | 67.4 | 47% |
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| Beta | 0.56 | 0.51 | 32% |
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| Avg Daily Volume (000s) | 333 | 195 | 53% |
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| Price Change (52-week) |
52.5% | 91.0% | 81% |
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| Growth | AIZ | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.0% | 5.6% | 41% |
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| Net Income (5yr) | 14.6% | 14.5% | 62% |
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| EPS (5yr) | 19.4% | 15.6% | 67 |
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| Dividends (5yr) | 5.2% | 3.8% | 95% |
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| Cash Flow (5yr) | (38.7%) | (14.5%) | 12% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 7 | |
| Current EPS | $5.171 | $21.073 | $22.505 | |
| Month Ago EPS | $5.159 | $21.045 | $22.469 | |
| # Rev Up | 2 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $5.249 | $20.536 | $22.108 | |
| Year/Year Chg | (4.4%) | 24.5% | 43.4% | |
| Financials | AIZ | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $13,160 | $5,065 | 87% |
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| Net Income (TTM) (Mil) | $1,000 | $534 | 86% |
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| EPS (TTM) | $19.755 | $2.500 | 98% |
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| Operating Cash Flow (TTM) (Mil) | $1,682 | $484 | 86% |
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| Net Cash Flow (TTM) (Mil) | ($78) | $9 | 16% |
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| Long-Term Debt (Q1) (Mil) | $2,208 | $844 | 76% |
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| Enterprise Value (Q1) (Mil) | $12,491 | $7,174 | 77% |
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| Valuation | AIZ | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.39 | 1.77 | 57% |
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| P/E | 14.5 | 12.9 | 34% |
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| Dividend Yield | 1.2% | 0.9% | 69% |
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| PEG (5yr hist) | 0.9 | 0.5 | 42% |
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| Ratios | AIZ | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 12.7% | 33.4% | 12% |
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| Net Margin | 7.6% | 9.8% | 57% |
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| ROA | 2.8% | 2.7% | 61% |
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| ROE | 18.0% | 14.8% | 77% |
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| Liabilities to Assets | 83.6% | 76.7% | 77% |
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| F-Score | 7 | 6 | 84% |
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Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.4% |
| +/- S&P 500: | +5.9 |
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 14.0% |
| +/- S&P 500: | +6.5 |
