Why OptimumBank Holdings, Inc.’s (OPHC) Stock Is Up 5.02%
As of Wednesday, August 26, OptimumBank Holdings, Inc.’s OPHC share price has surged by 5.02%, which has investors questioning if this is right time to sell.Michael Rose
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Commentary & Analysis
Why OptimumBank Holdings, Inc.’s (OPHC) Stock Is Up 9.54%
As of Friday, August 21, OptimumBank Holdings, Inc.’s OPHC share price has surged by 9.54%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why OptimumBank Holdings, Inc.’s (OPHC) Stock Is Up 7.08%
As of Monday, August 17, OptimumBank Holdings, Inc.’s OPHC share price has surged by 7.08%, which has investors questioning if this is right time to sell.Michael Rose
Why OptimumBank Holdings, Inc.’s (OPHC) Stock Is Down 7.68%
As of Monday, August 10, OptimumBank Holdings, Inc.’s OPHC share price has dipped by 7.68%, which has investors questioning if this is right time to buy.Michael Rose
Why OptimumBank Holdings, Inc.’s (OPHC) Stock Is Down 5.44%
As of Wednesday, August 05, OptimumBank Holdings, Inc.’s OPHC share price has dipped by 5.44%, which has investors questioning if this is right time to buy.Jenna Brashear
Financial Summary
| Share Statistics | OPHC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $215.5 | $730.8 | 28% |
|
| Shares Out (Mil) | 16.5 | 15.2 | 27% |
|
| Institutional Ownership | 51.0% | 83.5% | 36% |
|
| Float (Mil) | 10.4 | 21.7 | 19% |
|
| Beta | 0.26 | 0.45 | 16% |
|
| Avg Daily Volume (000s) | 139 | 45 | 40% |
|
| Price Change (52-week) |
110.6% | 93.1% | 93% |
|
| Growth | OPHC | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 61.5% | 7.7% | 97% |
|
| Net Income (5yr) | 86.8% | 11.1% | 98% |
|
| EPS (5yr) | 36.0% | 10.1% | 86 |
|
| Dividends (5yr) | 0.0% | 3.7% | 0% |
|
| Cash Flow (5yr) | (35.1%) | (17.2%) | 15% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.325 | $1.225 | $1.350 | |
| Month Ago EPS | $0.250 | $0.990 | $1.120 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.250 | $0.980 | $1.060 | |
| Year/Year Chg | 16.1% | 72.5% | 90.1% | |
| Financials | OPHC | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $57 | $195 | 21% |
|
| Net Income (TTM) (Mil) | $21 | $55 | 49% |
|
| EPS (TTM) | $1.581 | $2.500 | 67% |
|
| Operating Cash Flow (TTM) (Mil) | $27 | $33 | 43% |
|
| Net Cash Flow (TTM) (Mil) | ($36) | $2 | 22% |
|
| Long-Term Debt (Q1) (Mil) | $17 | $99 | 31% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | OPHC | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.58 | 1.23 | 41% |
|
| P/E | 13.8 | 12.3 | 34% |
|
| Dividend Yield | 0.0% | 2.2% | 0% |
|
| PEG (5yr hist) | 0.4 | 1.1 | 18% |
|
| Ratios | OPHC | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 36.0% | 29.2% | 93% |
|
| ROA | 1.7% | 1.1% | 53% |
|
| ROE | 16.7% | 11.3% | 74% |
|
| Liabilities to Assets | 90.4% | 89.7% | 86% |
|
| F-Score | 4 | 4 | 33% |
|
Passing Stock Screens
As of 9/1/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 13.8% |
| +/- S&P 500: | +6.3 |
