Is S&T Bancorp, Inc. (STBA) Overvalued?
We dive into why S&T Bancorp, Inc. (STBA) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions. In addition, it engages in non-banking activities; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
Commentary & Analysis
What You Need to Know About S&T Bancorp, Inc.'s Q3 Earnings
S&T Bancorp, Inc.'s fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (STBA) missed or beat analyst's expectations.Michael Rose
What You Need to Know About S&T Bancorp, Inc.'s Q2 Earnings
S&T Bancorp, Inc.'s fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (STBA) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About S&T Bancorp, Inc.'s Q1 Earnings
S&T Bancorp, Inc.'s fiscal Q1 earnings report was released on Thursday, January 22. Let's dive in to see if (STBA) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About S&T Bancorp, Inc.'s Q4 Earnings
S&T Bancorp, Inc.'s fiscal Q4 earnings report was released on Thursday, October 23. Let's dive in to see if (STBA) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | STBA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,776.7 | $745.4 | 52% |
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| Shares Out (Mil) | 36.0 | 15.3 | 40% |
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| Institutional Ownership | 98.4% | 83.2% | 78% |
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| Float (Mil) | 34.8 | 21.8 | 39% |
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| Beta | 0.84 | 0.42 | 50% |
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| Avg Daily Volume (000s) | 204 | 45 | 44% |
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| Price Change (52-week) |
34.5% | 94.6% | 71% |
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| Growth | STBA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 13.7% | 7.7% | 70% |
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| Net Income (5yr) | 44.9% | 11.1% | 92% |
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| EPS (5yr) | 45.8% | 10.1% | 91 |
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| Dividends (5yr) | 4.6% | 3.6% | 74% |
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| Cash Flow (5yr) | (35.7%) | (17.1%) | 14% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 7 | |
| Current EPS | $0.986 | $3.940 | $3.993 | |
| Month Ago EPS | $0.938 | $3.741 | $3.814 | |
| # Rev Up | 2 | 4 | 4 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.931 | $3.729 | $3.824 | |
| Year/Year Chg | (3.3%) | 12.9% | na | |
| Financials | STBA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $405 | $196 | 39% |
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| Net Income (TTM) (Mil) | $141 | $55 | 64% |
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| EPS (TTM) | $3.782 | $2.600 | 82% |
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| Operating Cash Flow (TTM) (Mil) | $147 | $35 | 56% |
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| Net Cash Flow (TTM) (Mil) | $15 | $2 | 60% |
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| Long-Term Debt (Q1) (Mil) | $75 | $100 | 42% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | STBA | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.27 | 1.25 | 31% |
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| P/E | 13.4 | 12.4 | 31% |
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| Dividend Yield | 2.9% | 2.2% | 84% |
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| PEG (5yr hist) | 0.3 | 1.1 | 13% |
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| Ratios | STBA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 34.8% | 29.1% | 92% |
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| ROA | 1.4% | 1.1% | 51% |
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| ROE | 9.9% | 11.3% | 57% |
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| Liabilities to Assets | 85.9% | 89.7% | 79% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.7% |
| +/- S&P 500: | +6.2 |
