Is Peoples Bancorp Inc. (PEBO) Overvalued?
We dive into why Peoples Bancorp Inc. (PEBO) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier’s checks; and online, telephone, and mobile banking services. In addition, it provides various life, health, and property and casualty insurance products; third-party insurance administration; interactive teller machines; insurance premium financing; commercial and technology equipment leasing; fiduciary and trust; equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and healthcare plan administration services. Further, the company offers brokerage services through an unaffiliated registered broker-dealer; and credit cards to individuals and businesses, as well as merchant credit card transaction processing, and person-to-person and business-to-business payment processing services. Peoples Bancorp Inc. was founded in 1902 and is based in Marietta, Ohio.
Commentary & Analysis
What You Need to Know About Peoples Bancorp Inc.'s Q3 Earnings
Peoples Bancorp Inc.'s fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (PEBO) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Peoples Bancorp Inc.'s Q2 Earnings
Peoples Bancorp Inc.'s fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (PEBO) missed or beat analyst's expectations.Jenna Brashear
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What You Need to Know About Peoples Bancorp Inc.'s Q1 Earnings
Peoples Bancorp Inc.'s fiscal Q1 earnings report was released on Tuesday, January 20. Let's dive in to see if (PEBO) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | PEBO | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,412.8 | $745.4 | 49% |
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| Shares Out (Mil) | 35.6 | 15.3 | 40% |
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| Institutional Ownership | 94.7% | 83.2% | 65% |
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| Float (Mil) | 33.9 | 21.8 | 39% |
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| Beta | na | 0.42 | na |
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| Avg Daily Volume (000s) | 227 | 45 | 46% |
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| Price Change (52-week) |
35.3% | 94.6% | 72% |
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| Growth | PEBO | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 18.9% | 7.7% | 80% |
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| Net Income (5yr) | 25.1% | 11.1% | 80% |
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| EPS (5yr) | 11.6% | 10.1% | 50 |
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| Dividends (5yr) | 3.5% | 3.6% | 87% |
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| Cash Flow (5yr) | (19.5%) | (17.1%) | 34% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 7 | |
| Current EPS | $0.929 | $3.639 | $3.881 | |
| Month Ago EPS | $0.914 | $3.556 | $3.831 | |
| # Rev Up | 1 | 3 | 2 | |
| # Rev Down | 0 | 0 | 3 | |
| Three Months Ago EPS | $0.857 | $3.427 | $3.716 | |
| Year/Year Chg | 19.1% | 21.7% | na | |
| Financials | PEBO | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $435 | $196 | 39% |
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| Net Income (TTM) (Mil) | $118 | $55 | 62% |
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| EPS (TTM) | $3.339 | $2.600 | 80% |
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| Operating Cash Flow (TTM) (Mil) | $140 | $35 | 55% |
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| Net Cash Flow (TTM) (Mil) | ($6) | $2 | 33% |
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| Long-Term Debt (Q1) (Mil) | $164 | $100 | 48% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PEBO | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.14 | 1.25 | 26% |
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| P/E | 12.1 | 12.4 | 25% |
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| Dividend Yield | 4.2% | 2.2% | 91% |
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| PEG (5yr hist) | 1.0 | 1.1 | 47% |
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| Ratios | PEBO | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 27.2% | 29.1% | 86% |
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| ROA | 1.2% | 1.1% | 49% |
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| ROE | 9.9% | 11.3% | 57% |
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| Liabilities to Assets | 87.0% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
