Stock Evaluator: First BanCorp. (FBP)

First BanCorp. FBP

$28.29 0.07 0.25%
August 21, 2026 11:31:10 AM EST November 10, 2021 Volume: 228,722
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

Commentary & Analysis


Financial Summary

Share Statistics FBP Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $4,279.7 $751.0 64%
Shares Out (Mil) 154.2 15.4 71%
Institutional Ownership 97.5% 83.2% 74%
Float (Mil) 147.8 21.8 69%
Beta 0.80 0.43 48%
Avg Daily Volume (000s) 1,092 42 72%
Price Change
(52-week)
32.2% 94.6% 70%
Growth FBP Industry
Median
Percentile
(All Stocks)
Sales (5yr) 11.3% 7.7% 63%
Net Income (5yr) 27.5% 11.1% 83%
EPS (5yr) 36.2% 10.1% 86
Dividends (5yr) 29.2% 3.6% 74%
Cash Flow (5yr) (22.9%) (17.1%) 28%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 7 7 7
Current EPS $0.590 $2.397 $2.548
Month Ago EPS $0.556 $2.245 $2.398
# Rev Up 1 0 1
# Rev Down 0 1 0
Three Months Ago EPS $0.556 $2.242 $2.394
Year/Year Chg (4.8%) 11.5% 27.9%
Financials FBP Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $954 $196 50%
Net Income (TTM) (Mil) $373 $55 75%
EPS (TTM) $2.385 $2.600 74%
Operating Cash Flow (TTM) (Mil) $458 $36 70%
Net Cash Flow (TTM) (Mil) ($175) $2 11%
Long-Term Debt (Q1) (Mil) $200 $101 50%
Enterprise Value (Q1) (Mil) na $0 na
Valuation FBP Industry
Median
Percentile
(All Stocks)
P/B 2.17 1.25 53%
P/E 11.9 12.5 25%
Dividend Yield 2.8% 2.2% 83%
PEG (5yr hist) 0.3 1.1 15%
Ratios FBP Industry
Median
Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 39.0% 29.1% 94%
ROA 2.0% 1.1% 56%
ROE 19.5% 11.3% 79%
Liabilities to Assets 89.7% 89.7% 85%
F-Score 6 4 67%

Passing Stock Screens

As of 8/20/2026, from a list of 60 stock screening strategies, FBP meetings the criteria of 3 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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