Is Reinsurance Group of America, Incorporated (RGA) Overvalued?
We dive into why Reinsurance Group of America, Incorporated (RGA) could be considered overvalued on 2026-07-21, based on AAII’s Value Score and Grade.Rosalio Madrigal
Stock Evaluator: Reinsurance Group of America, Incorporated (RGA)
Reinsurance Group of America, Incorporated RGA
$236.85
-1.21
-0.51%
July 31, 2026 4:00:02 PM
EST
Volume: 238,196
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NYSE | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
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COMPANY SUMMARY
Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
Commentary & Analysis
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Financial Summary
| Share Statistics | RGA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $15,516.8 | $7,055.8 | 83% |
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| Shares Out (Mil) | 66.0 | 66.0 | 54% |
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| Institutional Ownership | 99.6% | 81.8% | 91% |
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| Float (Mil) | 65.2 | 67.4 | 53% |
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| Beta | 0.47 | 0.52 | 26% |
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| Avg Daily Volume (000s) | 338 | 186 | 53% |
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| Price Change (52-week) |
24.3% | 90.4% | 65% |
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| Growth | RGA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.2% | 5.6% | 59% |
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| Net Income (5yr) | 23.3% | 14.5% | 77% |
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| EPS (5yr) | 22.9% | 15.6% | 72 |
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| Dividends (5yr) | 5.4% | 3.8% | 96% |
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| Cash Flow (5yr) | (15.7%) | (14.5%) | 47% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 10 | 10 | 10 | |
| Current EPS | $6.490 | $26.957 | $29.245 | |
| Month Ago EPS | $6.531 | $27.071 | $29.023 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $6.496 | $26.079 | $28.871 | |
| Year/Year Chg | 30.3% | 52.4% | 76.9% | |
| Financials | RGA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $24,932 | $5,065 | 93% |
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| Net Income (TTM) (Mil) | $1,226 | $534 | 88% |
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| EPS (TTM) | $18.675 | $2.500 | 98% |
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| Operating Cash Flow (TTM) (Mil) | $5,535 | $499 | 95% |
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| Net Cash Flow (TTM) (Mil) | ($158) | $3 | 11% |
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| Long-Term Debt (Q1) (Mil) | $6,105 | $844 | 87% |
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| Enterprise Value (Q1) (Mil) | $16,798 | $7,585 | 81% |
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| Valuation | RGA | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.17 | 1.77 | 29% |
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| P/E | 12.9 | 12.9 | 28% |
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| Dividend Yield | 1.6% | 0.9% | 73% |
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| PEG (5yr hist) | 0.6 | 0.5 | 27% |
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| Ratios | RGA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 13.5% | 33.4% | 13% |
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| Net Margin | 4.9% | 9.9% | 48% |
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| ROA | 0.8% | 2.7% | 44% |
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| ROE | 9.9% | 14.8% | 57% |
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| Liabilities to Assets | 91.8% | 76.7% | 89% |
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| F-Score | 7 | 6 | 84% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
