Is Western Alliance Bancorporation (WAL) Overvalued?
We dive into why Western Alliance Bancorporation (WAL) could be considered overvalued on 2026-07-24, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors; and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multifamily residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multifamily residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company offers other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.
Commentary & Analysis
Which Is a Better Investment, 1st Source Corporation or Western Alliance Bancorporation Stock?
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What You Need to Know About Western Alliance Bancorporation's Q3 Earnings
Western Alliance Bancorporation's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (WAL) missed or beat analyst's expectations.Jenna Brashear
Which Is a Better Investment, National Bank Holdings Corporation or Western Alliance Bancorporation Stock?
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Which Is a Better Investment, Stellar Bancorp, Inc. or Western Alliance Bancorporation Stock?
Learn more about whether Stellar Bancorp, Inc. or Western Alliance Bancorporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | WAL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $8,676.8 | $716.9 | 75% |
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| Shares Out (Mil) | 108.7 | 15.7 | 64% |
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| Institutional Ownership | 96.9% | 83.0% | 72% |
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| Float (Mil) | 104.6 | 21.2 | 62% |
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| Beta | 1.33 | 0.48 | 77% |
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| Avg Daily Volume (000s) | 1,134 | 53 | 73% |
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| Price Change (52-week) |
1.7% | 96.7% | 47% |
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| Growth | WAL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 24.4% | 7.6% | 86% |
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| Net Income (5yr) | 13.8% | 11.1% | 61% |
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| EPS (5yr) | 11.6% | 10.1% | 49 |
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| Dividends (5yr) | 9.3% | 3.6% | 87% |
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| Cash Flow (5yr) | (17.1%) | (17.0%) | 41% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 12 | 12 | 12 | |
| Current EPS | $2.468 | $8.945 | $11.307 | |
| Month Ago EPS | $2.634 | $9.257 | $11.501 | |
| # Rev Up | 1 | 0 | 0 | |
| # Rev Down | 2 | 1 | 1 | |
| Three Months Ago EPS | $2.663 | $9.468 | $11.568 | |
| Year/Year Chg | 49.6% | 2.5% | 43.6% | |
| Financials | WAL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,378 | $190 | 69% |
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| Net Income (TTM) (Mil) | $952 | $51 | 86% |
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| EPS (TTM) | $8.644 | $2.500 | 93% |
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| Operating Cash Flow (TTM) (Mil) | ($1,532) | $34 | 1% |
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| Net Cash Flow (TTM) (Mil) | $5,276 | $1 | 99% |
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| Long-Term Debt (Q1) (Mil) | $2,312 | $100 | 76% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WAL | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.19 | 1.27 | 29% |
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| P/E | 9.4 | 12.9 | 14% |
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| Dividend Yield | 2.1% | 2.2% | 77% |
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| PEG (5yr hist) | 0.8 | 1.1 | 37% |
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| Ratios | WAL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 28.2% | 28.9% | 87% |
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| ROA | 1.0% | 1.0% | 46% |
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| ROE | 13.7% | 11.1% | 68% |
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| Liabilities to Assets | 92.0% | 89.8% | 89% |
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| F-Score | 3 | 4 | 19% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
