Is WSFS Financial Corporation (WSFS) Overvalued?
We dive into why WSFS Financial Corporation (WSFS) could be considered overvalued on 2026-07-30, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.
Commentary & Analysis
Which Is a Better Investment, City Holding Company or WSFS Financial Corporation Stock?
Learn more about whether City Holding Company or WSFS Financial Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
What You Need to Know About WSFS Financial Corporation's Q3 Earnings
WSFS Financial Corporation's fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (WSFS) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, Live Oak Bancshares, Inc. or WSFS Financial Corporation Stock?
Learn more about whether Live Oak Bancshares, Inc. or WSFS Financial Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, 1st Source Corporation or WSFS Financial Corporation Stock?
Learn more about whether 1st Source Corporation or WSFS Financial Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | WSFS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,121.3 | $716.9 | 64% |
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| Shares Out (Mil) | 53.0 | 15.7 | 49% |
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| Institutional Ownership | 98.8% | 83.0% | 82% |
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| Float (Mil) | 50.8 | 21.2 | 48% |
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| Beta | 0.76 | 0.48 | 44% |
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| Avg Daily Volume (000s) | 483 | 53 | 58% |
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| Price Change (52-week) |
44.0% | 96.7% | 77% |
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| Growth | WSFS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 14.6% | 7.6% | 72% |
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| Net Income (5yr) | 20.1% | 11.1% | 73% |
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| EPS (5yr) | 17.5% | 10.1% | 63 |
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| Dividends (5yr) | 6.6% | 3.6% | 73% |
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| Cash Flow (5yr) | (14.7%) | (17.0%) | 55% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 5 | 6 | |
| Current EPS | $1.602 | $6.574 | $6.812 | |
| Month Ago EPS | $1.528 | $6.263 | $6.638 | |
| # Rev Up | 2 | 2 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $1.510 | $6.184 | $6.568 | |
| Year/Year Chg | (2.3%) | 29.2% | 47.3% | |
| Financials | WSFS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,055 | $190 | 51% |
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| Net Income (TTM) (Mil) | $308 | $51 | 73% |
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| EPS (TTM) | $5.618 | $2.500 | 88% |
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| Operating Cash Flow (TTM) (Mil) | $298 | $34 | 65% |
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| Net Cash Flow (TTM) (Mil) | $1,454 | $1 | 96% |
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| Long-Term Debt (Q1) (Mil) | $404 | $100 | 57% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WSFS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.54 | 1.27 | 40% |
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| P/E | 14.3 | 12.9 | 33% |
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| Dividend Yield | 1.0% | 2.2% | 67% |
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| PEG (5yr hist) | 0.8 | 1.1 | 38% |
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| Ratios | WSFS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 29.7% | 28.9% | 88% |
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| ROA | 1.4% | 1.0% | 51% |
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| ROE | 11.4% | 11.1% | 62% |
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| Liabilities to Assets | 87.7% | 89.8% | 82% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Est Rev: Top 30 Up
Factors: Earnings Estimates
Introduction to the use of earnings estimates.
| Performance Since Inception: | 21.5% |
| +/- S&P 500: | +14.0 |
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.7% |
| +/- S&P 500: | +6.2 |
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 13.9% |
| +/- S&P 500: | +6.4 |
