Why Community Trust Bancorp, Inc.’s (CTBI) Stock Is Down 7.89%
As of Wednesday, October 21, Community Trust Bancorp, Inc.’s CTBI share price has dipped by 7.89%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
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COMPANY SUMMARY
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.
Commentary & Analysis
What You Need to Know About Community Trust Bancorp, Inc.'s Q4 Earnings
Community Trust Bancorp, Inc.'s fiscal Q4 earnings report was released on Wednesday, October 21. Let's dive in to see if (CTBI) missed or beat analyst's expectations.Rosalio Madrigal
Is Community Trust Bancorp, Inc. (CTBI) Overvalued?
We dive into why Community Trust Bancorp, Inc. (CTBI) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
What You Need to Know About Community Trust Bancorp, Inc.'s Q3 Earnings
Community Trust Bancorp, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 15. Let's dive in to see if (CTBI) missed or beat analyst's expectations.Michael Rose
Why Community Trust Bancorp, Inc.’s (CTBI) Stock Is Up 5.26%
As of Friday, April 17, Community Trust Bancorp, Inc.’s CTBI share price has surged by 5.26%, which has investors questioning if this is right time to sell.Michael Rose
Financial Summary
| Share Statistics | CTBI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,284.7 | $714.9 | 49% |
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| Shares Out (Mil) | 18.1 | 15.5 | 29% |
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| Institutional Ownership | 96.0% | 84.0% | 69% |
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| Float (Mil) | 16.7 | 21.7 | 26% |
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| Beta | 0.56 | 0.47 | 32% |
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| Avg Daily Volume (000s) | 148 | 57 | 41% |
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| Price Change (52-week) |
36.8% | 93.6% | 79% |
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| Growth | CTBI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.8% | 7.6% | 50% |
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| Net Income (5yr) | 10.5% | 11.1% | 56% |
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| EPS (5yr) | 10.1% | 10.0% | 47 |
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| Dividends (5yr) | 5.5% | 3.7% | 91% |
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| Cash Flow (5yr) | (15.7%) | (17.1%) | 47% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $1.620 | $6.163 | $6.483 | |
| Month Ago EPS | $1.617 | $6.380 | $6.500 | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $1.613 | $6.387 | $6.473 | |
| Year/Year Chg | (1.2%) | 13.5% | 23.8% | |
| Financials | CTBI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $287 | $187 | 35% |
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| Net Income (TTM) (Mil) | $108 | $54 | 61% |
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| EPS (TTM) | $5.987 | $2.600 | 89% |
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| Operating Cash Flow (TTM) (Mil) | $136 | $34 | 55% |
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| Net Cash Flow (TTM) (Mil) | $119 | $2 | 79% |
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| Long-Term Debt (Q1) (Mil) | $80 | $99 | 43% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CTBI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.44 | 1.29 | 41% |
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| P/E | 11.8 | 12.5 | 25% |
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| Dividend Yield | 4.0% | 2.2% | 90% |
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| PEG (5yr hist) | 1.2 | 1.1 | 52% |
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| Ratios | CTBI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 37.9% | 29.4% | 94% |
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| ROA | 1.6% | 1.1% | 52% |
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| ROE | 12.7% | 11.4% | 64% |
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| Liabilities to Assets | 87.2% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 11/4/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
