Is John Marshall Bancorp, Inc. (JMSB) Overvalued?
We dive into why John Marshall Bancorp, Inc. (JMSB) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in Arlington, Fairfax, Loudoun, Prince William, Montgomery, District of Columbia. The company offers checking, NOW, money market accounts, and savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate loans, residential and commercial construction and development loans, commercial and industrial loans, and residential mortgage loans; commercial term loans and lines of credit; U.S. small business administration; mortgage loan; and other loans, such as financing of equipment, receivables, contract administration expenses, and automobile financing. In addition, the company provides debit and credit cards; treasury and cash management services; business and personal insurance; and online and mobile banking with bill pay, sweep accounts, wire transfer, and check imaging and remote deposit capture services; and U.S. treasury bonds, government agency securities, and mortgage-backed securities. It serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was formerly known as John Marshall Bank and changed its name to John Marshall Bancorp, Inc. in March 2017. John Marshall Bancorp, Inc. was founded in 2005 and is headquartered in Reston, Virginia.
Commentary & Analysis
What You Need to Know About John Marshall Bancorp, Inc.'s Q3 Earnings
John Marshall Bancorp, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (JMSB) missed or beat analyst's expectations.Jenna Brashear
5 Undervalued Banks Stocks for Tuesday, July 21
Discover the top 5 undervalued Banks stocks for Tuesday, July 21 based on AAII’s Stock Grades.Jenna Brashear
Why John Marshall Bancorp, Inc.’s (JMSB) Stock Is Up 5.56%
As of Monday, May 18, John Marshall Bancorp, Inc.’s JMSB share price has surged by 5.56%, which has investors questioning if this is right time to sell.Jenna Brashear
Why John Marshall Bancorp, Inc.’s (JMSB) Stock Is Down 5.13%
As of Wednesday, April 29, John Marshall Bancorp, Inc.’s JMSB share price has dipped by 5.13%, which has investors questioning if this is right time to buy.Michael Rose
Financial Summary
| Share Statistics | JMSB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $326.5 | $745.4 | 32% |
|
| Shares Out (Mil) | 14.0 | 15.3 | 25% |
|
| Institutional Ownership | 79.8% | 83.2% | 48% |
|
| Float (Mil) | 12.3 | 21.8 | 22% |
|
| Beta | 0.42 | 0.42 | 24% |
|
| Avg Daily Volume (000s) | 43 | 45 | 26% |
|
| Price Change (52-week) |
18.1% | 94.6% | 59% |
|
| Growth | JMSB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 3.2% | 7.7% | 28% |
|
| Net Income (5yr) | 2.8% | 11.1% | 44% |
|
| EPS (5yr) | 2.0% | 10.1% | 34 |
|
| Dividends (5yr) | 0.0% | 3.6% | 60% |
|
| Cash Flow (5yr) | (30.5%) | (17.1%) | 19% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.500 | $1.930 | $2.125 | |
| Month Ago EPS | $0.470 | $1.835 | $2.095 | |
| # Rev Up | 2 | 0 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.470 | $1.835 | $2.125 | |
| Year/Year Chg | 0.6% | 29.5% | na | |
| Financials | JMSB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $67 | $196 | 23% |
|
| Net Income (TTM) (Mil) | $24 | $55 | 50% |
|
| EPS (TTM) | $1.724 | $2.600 | 69% |
|
| Operating Cash Flow (TTM) (Mil) | $22 | $35 | 42% |
|
| Net Cash Flow (TTM) (Mil) | $42 | $2 | 68% |
|
| Long-Term Debt (Q1) (Mil) | $85 | $100 | 43% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | JMSB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.19 | 1.25 | 28% |
|
| P/E | 13.5 | 12.4 | 32% |
|
| Dividend Yield | 1.7% | 2.2% | 74% |
|
| PEG (5yr hist) | 6.7 | 1.1 | 91% |
|
| Ratios | JMSB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 36.5% | 29.1% | 93% |
|
| ROA | 1.0% | 1.1% | 46% |
|
| ROE | 9.3% | 11.3% | 55% |
|
| Liabilities to Assets | 88.6% | 89.7% | 83% |
|
| F-Score | 5 | 4 | 50% |
|
Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
