What You Need to Know About MGIC Investment Corporation's Q3 Earnings
MGIC Investment Corporation's fiscal Q3 earnings report was released on Wednesday, July 29. Let's dive in to see if (MTG) missed or beat analyst's expectations.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property. It also provides contract underwriting services, as well as reinsurance services. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. The company was founded in 1957 and is headquartered in Milwaukee, Wisconsin.
Commentary & Analysis
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Financial Summary
| Share Statistics | MTG | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $6,162.0 | $2,409.3 | 70% |
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| Shares Out (Mil) | 210.9 | 72.0 | 77% |
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| Institutional Ownership | 98.8% | 86.6% | 82% |
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| Float (Mil) | 191.1 | 61.7 | 73% |
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| Beta | 0.66 | 0.93 | 38% |
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| Avg Daily Volume (000s) | 1,773 | 441 | 80% |
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| Price Change (52-week) |
18.4% | 76.1% | 60% |
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| Growth | MTG | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 0.2% | 10.9% | 18% |
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| Net Income (5yr) | 10.6% | 8.2% | 56% |
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| EPS (5yr) | 19.5% | 11.4% | 67 |
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| Dividends (5yr) | 18.5% | 0.0% | 71% |
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| Cash Flow (5yr) | 9.6% | (15.0%) | 69% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 3 | 5 | |
| Current EPS | $0.783 | $3.217 | $3.308 | |
| Month Ago EPS | $0.764 | $3.060 | $3.302 | |
| # Rev Up | 1 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $0.768 | $3.056 | $3.313 | |
| Year/Year Chg | (9.0%) | 2.5% | 9.6% | |
| Financials | MTG | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,196 | $1,233 | 53% |
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| Net Income (TTM) (Mil) | $708 | $73 | 83% |
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| EPS (TTM) | $3.227 | $0.700 | 80% |
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| Operating Cash Flow (TTM) (Mil) | $708 | $165 | 76% |
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| Net Cash Flow (TTM) (Mil) | ($84) | $22 | 15% |
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| Long-Term Debt (Q1) (Mil) | $647 | $696 | 62% |
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| Enterprise Value (Q1) (Mil) | $6,686 | $3,560 | 67% |
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| Valuation | MTG | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.24 | 1.44 | 31% |
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| P/E | 9.4 | 15.1 | 14% |
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| Dividend Yield | 2.3% | 0.0% | 79% |
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| PEG (5yr hist) | 0.5 | 1.0 | 23% |
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| Ratios | MTG | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 92.6% | 60.7% | 94% |
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| Net Margin | 59.2% | 7.0% | 98% |
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| ROA | 10.8% | 1.1% | 88% |
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| ROE | 13.9% | 11.5% | 69% |
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| Liabilities to Assets | 23.2% | 75.2% | 16% |
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| F-Score | 4 | 5 | 34% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
GURU STRATEGY
Graham--Enterprising Investor Revised
Factors: Yield, Value, Quality, Industry/Sector
Credited as one of the fathers of in-depth security analysis, Graham's approach focuses on the concept of intrinsic value.
| Performance Since Inception: | 13.9% |
| +/- S&P 500: | +6.4 |
