Stock Evaluator: Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Corp. OVBC

$42.06 -0.06 -0.14%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 41,492
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.

Commentary & Analysis


Financial Summary

Share Statistics OVBC Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $198.3 $716.9 28%
Shares Out (Mil) 4.7 15.7 13%
Institutional Ownership 66.9% 83.0% 42%
Float (Mil) 3.3 21.2 8%
Beta 0.03 0.48 7%
Avg Daily Volume (000s) 56 53 29%
Price Change
(52-week)
26.8% 96.7% 66%
Growth OVBC Industry
Median
Percentile
(All Stocks)
Sales (5yr) 6.5% 7.6% 43%
Net Income (5yr) 8.7% 11.1% 53%
EPS (5yr) 9.1% 10.1% 45
Dividends (5yr) 1.6% 3.6% 77%
Cash Flow (5yr) (19.5%) (17.0%) 34%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates na na na
Current EPS na na na
Month Ago EPS na na na
# Rev Up na na na
# Rev Down na na na
Three Months Ago EPS na na na
Year/Year Chg na na na
Financials OVBC Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $64 $190 22%
Net Income (TTM) (Mil) $16 $51 48%
EPS (TTM) $3.288 $2.500 80%
Operating Cash Flow (TTM) (Mil) $25 $34 43%
Net Cash Flow (TTM) (Mil) $5 $1 53%
Long-Term Debt (Q1) (Mil) $41 $100 37%
Enterprise Value (Q1) (Mil) na $0 na
Valuation OVBC Industry
Median
Percentile
(All Stocks)
P/B 1.16 1.27 28%
P/E 12.8 12.9 27%
Dividend Yield 2.4% 2.2% 79%
PEG (5yr hist) 1.4 1.1 56%
Ratios OVBC Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 22.8% 28.9% 82%
ROA 1.0% 1.0% 46%
ROE 9.5% 11.1% 56%
Liabilities to Assets 89.8% 89.8% 85%
F-Score 6 4 69%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, OVBC meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors