COMPANY SUMMARY
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
Financial Summary
| Share Statistics |
PAGS |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$2,985.2 |
$2,385.7 |
60% |
|
| Shares Out (Mil) |
53.9 |
68.3 |
49% |
|
| Institutional Ownership |
92.7% |
87.4% |
62% |
|
| Float (Mil) |
140.9 |
62.0 |
67% |
|
| Beta |
1.28 |
0.87 |
74% |
|
| Avg Daily Volume (000s) |
5,821 |
592 |
93% |
|
Price Change (52-week) |
22.4% |
80.0% |
71% |
|
| Growth |
PAGS |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
22.7% |
10.5% |
84% |
|
| Net Income (5yr) |
9.1% |
8.4% |
54% |
|
| EPS (5yr) |
11.4% |
11.8% |
49 |
|
| Dividends (5yr) |
0.0% |
0.0% |
63% |
|
| Cash Flow (5yr) |
34.3% |
(14.9%) |
88% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
6 |
8 |
8 |
| Current EPS |
$0.414 |
$1.695 |
$1.902 |
| Month Ago EPS |
$0.423 |
$1.710 |
$1.927 |
| # Rev Up |
0 |
1 |
1 |
| # Rev Down |
1 |
0 |
0 |
| Three Months Ago EPS |
$0.434 |
$1.732 |
$1.919 |
| Year/Year Chg |
9.2% |
31.3% |
56.7% |
| Financials |
PAGS |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$3,823 |
$1,340 |
70% |
|
| Net Income (TTM) (Mil) |
$415 |
$103 |
76% |
|
| EPS (TTM) |
$1.463 |
$0.700 |
66% |
|
| Operating Cash Flow (TTM) (Mil) |
$1,168 |
$204 |
82% |
|
| Net Cash Flow (TTM) (Mil) |
($104) |
$5 |
14% |
|
| Long-Term Debt (Q1) (Mil) |
$11 |
$762 |
29% |
|
| Enterprise Value (Q1) (Mil) |
$2,513 |
$3,956 |
52% |
|
| Valuation |
PAGS |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.03 |
1.40 |
26% |
|
| P/E |
7.5 |
17.4 |
10% |
|
| Dividend Yield |
2.4% |
0.0% |
79% |
|
| PEG (5yr hist) |
0.7 |
0.8 |
33% |
|
| Ratios |
PAGS |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
51.5% |
61.0% |
63% |
|
| Net Margin |
10.9% |
9.8% |
65% |
|
| ROA |
3.0% |
1.0% |
61% |
|
| ROE |
14.9% |
10.0% |
70% |
|
| Liabilities to Assets |
80.2% |
76.0% |
75% |
|
| F-Score |
7 |
5 |
82% |
|
Passing Stock Screens
As of 10/14/2026, from a list of 60 stock screening strategies,
PAGS meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.