Stock Evaluator: PagSeguro Digital Ltd. (PAGS)

PagSeguro Digital Ltd. PAGS

$10.58 -0.25 -2.31%
October 15, 2026 9:31:19 AM EST November 10, 2021 Volume: 73,555
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Commentary & Analysis


Financial Summary

Share Statistics PAGS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,985.2 $2,385.7 60%
Shares Out (Mil) 53.9 68.3 49%
Institutional Ownership 92.7% 87.4% 62%
Float (Mil) 140.9 62.0 67%
Beta 1.28 0.87 74%
Avg Daily Volume (000s) 5,821 592 93%
Price Change
(52-week)
22.4% 80.0% 71%
Growth PAGS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 22.7% 10.5% 84%
Net Income (5yr) 9.1% 8.4% 54%
EPS (5yr) 11.4% 11.8% 49
Dividends (5yr) 0.0% 0.0% 63%
Cash Flow (5yr) 34.3% (14.9%) 88%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 8 8
Current EPS $0.414 $1.695 $1.902
Month Ago EPS $0.423 $1.710 $1.927
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $0.434 $1.732 $1.919
Year/Year Chg 9.2% 31.3% 56.7%
Financials PAGS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $3,823 $1,340 70%
Net Income (TTM) (Mil) $415 $103 76%
EPS (TTM) $1.463 $0.700 66%
Operating Cash Flow (TTM) (Mil) $1,168 $204 82%
Net Cash Flow (TTM) (Mil) ($104) $5 14%
Long-Term Debt (Q1) (Mil) $11 $762 29%
Enterprise Value (Q1) (Mil) $2,513 $3,956 52%
Valuation PAGS Industry
Median
Percentile
(All Stocks)
P/B 1.03 1.40 26%
P/E 7.5 17.4 10%
Dividend Yield 2.4% 0.0% 79%
PEG (5yr hist) 0.7 0.8 33%
Ratios PAGS Industry
Median
Percentile
(All Stocks)
Gross Margin 51.5% 61.0% 63%
Net Margin 10.9% 9.8% 65%
ROA 3.0% 1.0% 61%
ROE 14.9% 10.0% 70%
Liabilities to Assets 80.2% 76.0% 75%
F-Score 7 5 82%

Passing Stock Screens

As of 10/14/2026, from a list of 60 stock screening strategies, PAGS meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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