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Stock Evaluator: Peoples Financial Services Corp. (PFIS)

Peoples Financial Services Corp. PFIS

$70.36 -0.75 -1.05%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 172,576
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate and working capital, as well as loans for equipment and other commercial needs. In addition, the company offers fiduciary and investment services, including investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. The company was founded in 1905 and is headquartered in Moosic, Pennsylvania.

Commentary & Analysis

Financial Summary

Share Statistics PFIS Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $704.3 $716.9 41%
Shares Out (Mil) 10.0 15.7 21%
Institutional Ownership 79.2% 83.0% 48%
Float (Mil) 9.2 21.2 18%
Beta 0.74 0.48 43%
Avg Daily Volume (000s) 64 53 31%
Price Change
(52-week)		 45.2% 96.7% 78%
Growth PFIS Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 16.1% 7.6% 75%
Net Income (5yr) 15.0% 11.1% 63%
EPS (5yr) 8.0% 10.1% 43
Dividends (5yr) 11.4% 3.6% 92%
Cash Flow (5yr) (13.2%) (17.0%) 56%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 2 2 2
Current EPS $1.715 $6.535 $7.305
Month Ago EPS $1.690 $6.465 $7.300
# Rev Up 0 0 1
# Rev Down 2 2 0
Three Months Ago EPS $1.680 $6.535 $7.230
Year/Year Chg 16.7% 11.1% na
Financials PFIS Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $190 $190 32%
Net Income (TTM) (Mil) $59 $51 57%
EPS (TTM) $5.894 $2.500 89%
Operating Cash Flow (TTM) (Mil) $54 $34 47%
Net Cash Flow (TTM) (Mil) $252 $1 86%
Long-Term Debt (Q1) (Mil) $194 $100 50%
Enterprise Value (Q1) (Mil) na $0 na
Valuation PFIS Industry
Median		 Percentile
(All Stocks)
P/B 1.34 1.27 34%
P/E 12.0 12.9 24%
Dividend Yield 3.6% 2.2% 88%
PEG (5yr hist) 1.5 1.1 58%
Ratios PFIS Industry
Median		 Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 29.8% 28.9% 89%
ROA 1.1% 1.0% 48%
ROE 11.7% 11.1% 63%
Liabilities to Assets 90.3% 89.8% 86%
F-Score 3 4 19%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, PFIS meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.9%
+/- S&P 500: -0.6

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 182 Stocks (as of 7/31/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors