Is Park National Corporation (PRK) Overvalued?
We dive into why Park National Corporation (PRK) could be considered overvalued on 2026-07-31, based on AAII’s Value Score and Grade.Jenna Brashear
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COMPANY SUMMARY
Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile, recreational vehicle, and watercraft loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.
Commentary & Analysis
Why Park National Corporation’s (PRK) Stock Is Up 7.00%
As of Tuesday, July 28, Park National Corporation’s PRK share price has surged by 7.00%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Which Is a Better Investment, City Holding Company or Park National Corporation Stock?
Learn more about whether City Holding Company or Park National Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
What You Need to Know About Park National Corporation's Q3 Earnings
Park National Corporation's fiscal Q3 earnings report was released on Monday, July 27. Let's dive in to see if (PRK) missed or beat analyst's expectations.Jenna Brashear
Which Is a Better Investment, Live Oak Bancshares, Inc. or Park National Corporation Stock?
Learn more about whether Live Oak Bancshares, Inc. or Park National Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Financial Summary
| Share Statistics | PRK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $3,747.8 | $710.6 | 63% |
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| Shares Out (Mil) | 17.5 | 15.9 | 28% |
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| Institutional Ownership | 95.2% | 83.0% | 67% |
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| Float (Mil) | 16.2 | 21.2 | 26% |
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| Beta | 0.69 | 0.46 | 40% |
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| Avg Daily Volume (000s) | 137 | 50 | 39% |
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| Price Change (52-week) |
28.2% | 97.0% | 66% |
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| Growth | PRK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.3% | 7.6% | 33% |
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| Net Income (5yr) | 7.1% | 11.1% | 50% |
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| EPS (5yr) | 7.3% | 10.1% | 42 |
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| Dividends (5yr) | 1.0% | 3.6% | 97% |
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| Cash Flow (5yr) | (18.9%) | (17.1%) | 36% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $3.298 | $12.985 | $13.228 | |
| Month Ago EPS | $3.133 | $12.293 | $12.650 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $3.167 | $12.427 | $12.783 | |
| Year/Year Chg | 38.0% | 16.9% | na | |
| Financials | PRK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $573 | $188 | 43% |
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| Net Income (TTM) (Mil) | $180 | $51 | 67% |
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| EPS (TTM) | $10.941 | $2.500 | 95% |
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| Operating Cash Flow (TTM) (Mil) | $192 | $34 | 59% |
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| Net Cash Flow (TTM) (Mil) | $746 | $2 | 93% |
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| Long-Term Debt (Q1) (Mil) | $32 | $98 | 35% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PRK | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.21 | 1.28 | 54% |
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| P/E | 19.1 | 13.0 | 47% |
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| Dividend Yield | 2.1% | 2.2% | 77% |
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| PEG (5yr hist) | 2.6 | 1.1 | 75% |
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| Ratios | PRK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 31.3% | 29.1% | 90% |
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| ROA | 1.6% | 1.1% | 53% |
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| ROE | 12.1% | 11.1% | 64% |
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| Liabilities to Assets | 86.9% | 89.8% | 81% |
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| F-Score | 4 | 4 | 34% |
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Park National Corporation did not pass any screens on 8/3/2026.
