Is Red River Bancshares, Inc. (RRBI) Overvalued?
We dive into why Red River Bancshares, Inc. (RRBI) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company offers treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier’s checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. Red River Bancshares, Inc. was incorporated in 1998 and is headquartered in Alexandria, Louisiana.
Commentary & Analysis
What You Need to Know About Red River Bancshares, Inc.'s Q3 Earnings
Red River Bancshares, Inc.'s fiscal Q3 earnings report was released on Thursday, July 30. Let's dive in to see if (RRBI) missed or beat analyst's expectations.Michael Rose
What You Need to Know About Red River Bancshares, Inc.'s Q2 Earnings
Red River Bancshares, Inc.'s fiscal Q2 earnings report was released on Thursday, April 30. Let's dive in to see if (RRBI) missed or beat analyst's expectations.Jenna Brashear
Why Red River Bancshares, Inc.’s (RRBI) Stock Is Up 5.14%
As of Monday, February 02, Red River Bancshares, Inc.’s RRBI share price has surged by 5.14%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Red River Bancshares, Inc.’s (RRBI) Stock Is Up 6.05%
As of Friday, January 30, Red River Bancshares, Inc.’s RRBI share price has surged by 6.05%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | RRBI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $668.7 | $745.4 | 40% |
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| Shares Out (Mil) | 6.6 | 15.3 | 16% |
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| Institutional Ownership | 70.5% | 83.2% | 43% |
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| Float (Mil) | 5.2 | 21.8 | 12% |
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| Beta | 0.42 | 0.42 | 24% |
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| Avg Daily Volume (000s) | 47 | 45 | 27% |
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| Price Change (52-week) |
61.6% | 94.6% | 82% |
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| Growth | RRBI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.6% | 7.7% | 48% |
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| Net Income (5yr) | 8.8% | 11.1% | 53% |
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| EPS (5yr) | 10.7% | 10.1% | 48 |
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| Dividends (5yr) | 17.6% | 3.6% | 75% |
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| Cash Flow (5yr) | (17.0%) | (17.1%) | 42% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $1.833 | $7.297 | $7.690 | |
| Month Ago EPS | $1.833 | $7.283 | $7.617 | |
| # Rev Up | 1 | 1 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $1.830 | $7.250 | $7.533 | |
| Year/Year Chg | 3.0% | 14.4% | 22.3% | |
| Financials | RRBI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $129 | $196 | 28% |
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| Net Income (TTM) (Mil) | $46 | $55 | 54% |
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| EPS (TTM) | $6.975 | $2.600 | 91% |
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| Operating Cash Flow (TTM) (Mil) | $56 | $35 | 47% |
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| Net Cash Flow (TTM) (Mil) | ($15) | $2 | 28% |
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| Long-Term Debt (Q1) (Mil) | $1 | $100 | 18% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | RRBI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.74 | 1.25 | 44% |
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| P/E | 14.6 | 12.4 | 35% |
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| Dividend Yield | 1.0% | 2.2% | 67% |
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| PEG (5yr hist) | 1.4 | 1.1 | 55% |
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| Ratios | RRBI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 35.7% | 29.1% | 93% |
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| ROA | 1.4% | 1.1% | 51% |
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| ROE | 12.8% | 11.3% | 65% |
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| Liabilities to Assets | 88.4% | 89.7% | 83% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
