What You Need to Know About The Toronto-Dominion Bank's Q4 Earnings
The Toronto-Dominion Bank's fiscal Q4 earnings report was released on Thursday, August 27. Let's dive in to see if (TD) missed or beat analyst's expectations.Rosalio Madrigal
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COMPANY SUMMARY
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
Commentary & Analysis
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Is The Toronto-Dominion Bank (TD) Overvalued?
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Is The Toronto-Dominion Bank (TD) Overvalued?
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Financial Summary
| Share Statistics | TD | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $197,160.7 | $730.8 | 99% |
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| Shares Out (Mil) | 1,177.7 | 15.2 | 95% |
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| Institutional Ownership | 99.9% | 83.5% | 96% |
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| Float (Mil) | 1,610.7 | 21.7 | 94% |
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| Beta | 0.87 | 0.45 | 52% |
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| Avg Daily Volume (000s) | 2,215 | 45 | 85% |
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| Price Change (52-week) |
59.0% | 93.1% | 84% |
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| Growth | TD | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.5% | 7.7% | 60% |
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| Net Income (5yr) | 10.4% | 11.1% | 56% |
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| EPS (5yr) | 11.3% | 10.1% | 49 |
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| Dividends (5yr) | 5.1% | 3.7% | 94% |
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| Cash Flow (5yr) | (6.8%) | (17.2%) | 60% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 11 | 13 | 13 | |
| Current EPS | $1.824 | $7.277 | $8.039 | |
| Month Ago EPS | $1.735 | $6.969 | $7.731 | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 0 | 2 | |
| Three Months Ago EPS | $1.734 | $6.962 | $7.641 | |
| Year/Year Chg | (6.6%) | (11.8%) | 8.9% | |
| Financials | TD | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $43,355 | $195 | 96% |
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| Net Income (TTM) (Mil) | $11,540 | $55 | 99% |
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| EPS (TTM) | $6.654 | $2.500 | 90% |
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| Operating Cash Flow (TTM) (Mil) | ($4,728) | $33 | 1% |
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| Net Cash Flow (TTM) (Mil) | $885 | $2 | 94% |
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| Long-Term Debt (Q1) (Mil) | $326,538 | $99 | 100% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | TD | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.22 | 1.23 | 55% |
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| P/E | 18.0 | 12.3 | 46% |
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| Dividend Yield | 3.7% | 2.2% | 89% |
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| PEG (5yr hist) | 1.6 | 1.1 | 62% |
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| Ratios | TD | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 26.6% | 29.2% | 85% |
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| ROA | 0.8% | 1.1% | 44% |
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| ROE | 13.0% | 11.3% | 66% |
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| Liabilities to Assets | 94.0% | 89.7% | 91% |
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| F-Score | 2 | 4 | 7% |
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The Toronto-Dominion Bank did not pass any screens on 9/1/2026.
