Stock Evaluator: BayCom Corp (BCML)

BayCom Corp BCML

$30.18 -0.03 -0.10%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 52,651
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

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EPS REVISIONS:
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COMPANY SUMMARY
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Commentary & Analysis


Financial Summary

Share Statistics BCML Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $327.0 $716.9 33%
Shares Out (Mil) 10.9 15.7 22%
Institutional Ownership 90.3% 83.0% 58%
Float (Mil) 10.1 21.2 19%
Beta 0.28 0.48 16%
Avg Daily Volume (000s) 57 53 30%
Price Change
(52-week)
12.7% 96.7% 56%
Growth BCML Industry
Median
Percentile
(All Stocks)
Sales (5yr) 4.7% 7.6% 35%
Net Income (5yr) 11.8% 11.1% 58%
EPS (5yr) 13.7% 10.1% 53
Dividends (5yr) 0.0% 3.6% 80%
Cash Flow (5yr) (114.5%) (17.0%) 0%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS $0.553 $1.557 $2.390
Month Ago EPS $0.663 $2.730 $2.823
# Rev Up 2 2 0
# Rev Down 0 0 1
Three Months Ago EPS $0.663 $2.727 $2.810
Year/Year Chg (26.3%) (28.5%) na
Financials BCML Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $100 $190 27%
Net Income (TTM) (Mil) $26 $51 51%
EPS (TTM) $2.415 $2.500 75%
Operating Cash Flow (TTM) (Mil) $30 $34 44%
Net Cash Flow (TTM) (Mil) $49 $1 71%
Long-Term Debt (Q1) (Mil) $18 $100 32%
Enterprise Value (Q1) (Mil) na $0 na
Valuation BCML Industry
Median
Percentile
(All Stocks)
P/B 0.95 1.27 21%
P/E 12.5 12.9 25%
Dividend Yield 4.0% 2.2% 90%
PEG (5yr hist) 0.9 1.1 41%
Ratios BCML Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 13.7% 28.9% 71%
ROA 1.0% 1.0% 46%
ROE 7.8% 11.1% 51%
Liabilities to Assets 87.0% 89.8% 81%
F-Score 6 4 69%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, BCML meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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