Is BayCom Corp (BCML) Overvalued?
We dive into why BayCom Corp (BCML) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Rosalio Madrigal
Rosalio Madrigal
Tudor Pop
Rosalio Madrigal
Cynthia McLaughlin
| Share Statistics | BCML | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $325.4 | $745.4 | 32% |
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| Shares Out (Mil) | 10.9 | 15.3 | 21% |
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| Institutional Ownership | 90.2% | 83.2% | 58% |
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| Float (Mil) | 10.1 | 21.8 | 19% |
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| Beta | na | 0.42 | na |
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| Avg Daily Volume (000s) | 62 | 45 | 30% |
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| Price Change (52-week) |
5.2% | 94.6% | 49% |
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| Growth | BCML | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.7% | 7.7% | 35% |
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| Net Income (5yr) | 11.8% | 11.1% | 58% |
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| EPS (5yr) | 13.7% | 10.1% | 53 |
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| Dividends (5yr) | 0.0% | 3.6% | 81% |
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| Cash Flow (5yr) | (114.5%) | (17.1%) | 0% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 3 | 3 | |
| Current EPS | $0.540 | $1.813 | $2.390 | |
| Month Ago EPS | $0.663 | $2.730 | $2.823 | |
| # Rev Up | 2 | 2 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.663 | $2.727 | $2.810 | |
| Year/Year Chg | (184.4%) | (16.7%) | na | |
| Financials | BCML | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $96 | $196 | 26% |
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| Net Income (TTM) (Mil) | $13 | $55 | 47% |
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| EPS (TTM) | $1.199 | $2.600 | 63% |
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| Operating Cash Flow (TTM) (Mil) | $28 | $35 | 43% |
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| Net Cash Flow (TTM) (Mil) | ($114) | $2 | 13% |
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| Long-Term Debt (Q1) (Mil) | $20 | $100 | 33% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BCML | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.97 | 1.25 | 20% |
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| P/E | 25.0 | 12.4 | 62% |
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| Dividend Yield | 4.0% | 2.2% | 90% |
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| PEG (5yr hist) | 1.8 | 1.1 | 65% |
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| Ratios | BCML | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 13.7% | 29.1% | 70% |
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| ROA | 0.5% | 1.1% | 41% |
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| ROE | 3.9% | 11.3% | 42% |
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| Liabilities to Assets | 87.0% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors