Is Bank First Corporation (BFC) Overvalued?
We dive into why Bank First Corporation (BFC) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Jenna Brashear
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COMPANY SUMMARY
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. In addition, it provides credit cards; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
Commentary & Analysis
What You Need to Know About Bank First Corporation's Q3 Earnings
Bank First Corporation's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (BFC) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About Bank First Corporation's Q2 Earnings
Bank First Corporation's fiscal Q2 earnings report was released on Thursday, April 16. Let's dive in to see if (BFC) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About Bank First Corporation's Q1 Earnings
Bank First Corporation's fiscal Q1 earnings report was released on Thursday, January 22. Let's dive in to see if (BFC) missed or beat analyst's expectations.Omar Beirat
Why Bank First Corporation’s (BFC) Stock Is Up 5.47%
As of Wednesday, October 22, Bank First Corporation’s BFC share price has surged by 5.47%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | BFC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,688.5 | $751.0 | 51% |
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| Shares Out (Mil) | 11.1 | 15.4 | 21% |
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| Institutional Ownership | 78.6% | 83.2% | 48% |
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| Float (Mil) | 9.9 | 21.8 | 19% |
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| Beta | 0.41 | 0.43 | 23% |
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| Avg Daily Volume (000s) | 63 | 42 | 30% |
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| Price Change (52-week) |
24.9% | 94.6% | 65% |
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| Growth | BFC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 11.1% | 7.7% | 62% |
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| Net Income (5yr) | 13.5% | 11.1% | 61% |
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| EPS (5yr) | 7.3% | 10.1% | 42 |
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| Dividends (5yr) | 17.3% | 3.6% | 89% |
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| Cash Flow (5yr) | (16.7%) | (17.1%) | 43% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 1 | 1 | |
| Current EPS | $2.600 | $9.940 | $11.930 | |
| Month Ago EPS | $2.530 | $9.880 | $12.030 | |
| # Rev Up | 1 | 2 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $2.530 | $9.880 | $12.030 | |
| Year/Year Chg | 17.6% | 37.5% | na | |
| Financials | BFC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $217 | $196 | 33% |
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| Net Income (TTM) (Mil) | $81 | $55 | 59% |
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| EPS (TTM) | $7.714 | $2.600 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $57 | $36 | 47% |
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| Net Cash Flow (TTM) (Mil) | $146 | $2 | 81% |
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| Long-Term Debt (Q1) (Mil) | $80 | $101 | 43% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | BFC | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.06 | 1.25 | 51% |
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| P/E | 19.8 | 12.5 | 50% |
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| Dividend Yield | 1.6% | 2.2% | 73% |
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| PEG (5yr hist) | 2.7 | 1.1 | 76% |
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| Ratios | BFC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 37.3% | 29.1% | 93% |
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| ROA | 1.6% | 1.1% | 53% |
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| ROE | 11.3% | 11.3% | 61% |
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| Liabilities to Assets | 86.2% | 89.7% | 79% |
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| F-Score | 3 | 4 | 18% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Dividend (High Relative Yield) Screen
Factors: Yield, Value, Growth
Using the dividend-yield approach to invest during volatile markets.
| Performance Since Inception: | 9.1% |
| +/- S&P 500: | +1.6 |
