Is Cathay General Bancorp (CATY) Overvalued?
We dive into why Cathay General Bancorp (CATY) could be considered overvalued on 2026-07-30, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
Commentary & Analysis
Which Is a Better Investment, Cathay General Bancorp or City Holding Company Stock?
Learn more about whether Cathay General Bancorp or City Holding Company is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
What You Need to Know About Cathay General Bancorp's Q3 Earnings
Cathay General Bancorp's fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (CATY) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, Cathay General Bancorp or 1st Source Corporation Stock?
Learn more about whether Cathay General Bancorp or 1st Source Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, Cathay General Bancorp or Live Oak Bancshares, Inc. Stock?
Learn more about whether Cathay General Bancorp or Live Oak Bancshares, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Financial Summary
| Share Statistics | CATY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,222.7 | $716.9 | 65% |
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| Shares Out (Mil) | 67.4 | 15.7 | 55% |
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| Institutional Ownership | 93.7% | 83.0% | 64% |
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| Float (Mil) | 63.5 | 21.2 | 53% |
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| Beta | 0.85 | 0.48 | 50% |
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| Avg Daily Volume (000s) | 582 | 53 | 61% |
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| Price Change (52-week) |
37.8% | 96.7% | 74% |
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| Growth | CATY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.8% | 7.6% | 45% |
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| Net Income (5yr) | 6.6% | 11.1% | 49% |
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| EPS (5yr) | 9.6% | 10.1% | 45 |
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| Dividends (5yr) | 2.5% | 3.6% | 85% |
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| Cash Flow (5yr) | (11.8%) | (17.0%) | 57% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $1.432 | $5.514 | $5.910 | |
| Month Ago EPS | $1.404 | $5.478 | $5.904 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 2 | 2 | 0 | |
| Three Months Ago EPS | $1.396 | $5.452 | $5.876 | |
| Year/Year Chg | 11.0% | 21.5% | na | |
| Financials | CATY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $770 | $190 | 47% |
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| Net Income (TTM) (Mil) | $333 | $51 | 74% |
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| EPS (TTM) | $4.865 | $2.500 | 86% |
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| Operating Cash Flow (TTM) (Mil) | $368 | $34 | 67% |
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| Net Cash Flow (TTM) (Mil) | ($179) | $1 | 11% |
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| Long-Term Debt (Q1) (Mil) | $169 | $100 | 48% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CATY | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.42 | 1.27 | 37% |
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| P/E | 13.0 | 12.9 | 28% |
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| Dividend Yield | 2.4% | 2.2% | 79% |
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| PEG (5yr hist) | 1.4 | 1.1 | 55% |
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| Ratios | CATY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 43.7% | 28.9% | 96% |
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| ROA | 1.4% | 1.0% | 51% |
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| ROE | 11.4% | 11.1% | 62% |
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| Liabilities to Assets | 87.6% | 89.8% | 82% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
