COMPANY SUMMARY
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single-premium deferred annuities; flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees, lesser degree, and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.
Financial Summary
| Share Statistics |
CNO |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$5,142.6 |
$7,055.8 |
68% |
|
| Shares Out (Mil) |
96.1 |
66.0 |
61% |
|
| Institutional Ownership |
97.3% |
81.8% |
73% |
|
| Float (Mil) |
90.8 |
67.4 |
59% |
|
| Beta |
0.82 |
0.52 |
48% |
|
| Avg Daily Volume (000s) |
660 |
186 |
64% |
|
Price Change (52-week) |
52.8% |
90.4% |
81% |
|
| Growth |
CNO |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
3.3% |
5.6% |
28% |
|
| Net Income (5yr) |
(5.3%) |
14.5% |
33% |
|
| EPS (5yr) |
1.7% |
15.6% |
33 |
|
| Dividends (5yr) |
7.3% |
3.8% |
73% |
|
| Cash Flow (5yr) |
(44.8%) |
(14.5%) |
9% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
2 |
5 |
5 |
| Current EPS |
$1.060 |
$4.428 |
$4.944 |
| Month Ago EPS |
$1.085 |
$4.480 |
$4.954 |
| # Rev Up |
1 |
0 |
0 |
| # Rev Down |
0 |
1 |
1 |
| Three Months Ago EPS |
$1.080 |
$4.360 |
$4.898 |
| Year/Year Chg |
171.8% |
92.5% |
138.0% |
| Financials |
CNO |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$4,513 |
$5,065 |
73% |
|
| Net Income (TTM) (Mil) |
$246 |
$534 |
71% |
|
| EPS (TTM) |
$2.555 |
$2.500 |
76% |
|
| Operating Cash Flow (TTM) (Mil) |
$688 |
$499 |
76% |
|
| Net Cash Flow (TTM) (Mil) |
$130 |
$3 |
80% |
|
| Long-Term Debt (Q1) (Mil) |
$3,865 |
$844 |
83% |
|
| Enterprise Value (Q1) (Mil) |
$8,166 |
$7,585 |
70% |
|
| Valuation |
CNO |
Industry Median |
Percentile (All Stocks) |
| P/B |
2.07 |
1.77 |
52% |
|
| P/E |
22.0 |
12.9 |
55% |
|
| Dividend Yield |
1.3% |
0.9% |
70% |
|
| PEG (5yr hist) |
13.0 |
0.5 |
95% |
|
| Ratios |
CNO |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
38.9% |
33.4% |
48% |
|
| Net Margin |
5.4% |
9.9% |
50% |
|
| ROA |
0.6% |
2.7% |
42% |
|
| ROE |
9.8% |
14.8% |
57% |
|
| Liabilities to Assets |
93.6% |
76.7% |
91% |
|
| F-Score |
5 |
6 |
51% |
|
Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
CNO meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Kirkpatrick Bargain Screen
Factors: Value, Momentum
Investing model outlined in Charles Kirkpatrick's book, Beat the Market: Invest by Knowing What Stocks to Buy and What Stocks to Sell.