Why Central Pacific Financial Corp.’s (CPF) Stock Is Down 5.05%
As of Friday, February 27, Central Pacific Financial Corp.’s CPF share price has dipped by 5.05%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
A+ Stock Grade Summary:
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COMPANY SUMMARY
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
Commentary & Analysis
Why Central Pacific Financial Corp.’s (CPF) Stock Is Up 5.89%
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Financial Summary
| Share Statistics | CPF | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,016.8 | $716.9 | 45% |
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| Shares Out (Mil) | 26.4 | 15.7 | 35% |
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| Institutional Ownership | 98.2% | 83.0% | 78% |
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| Float (Mil) | 22.9 | 21.2 | 31% |
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| Beta | 0.83 | 0.48 | 49% |
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| Avg Daily Volume (000s) | 161 | 53 | 42% |
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| Price Change (52-week) |
47.2% | 96.7% | 79% |
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| Growth | CPF | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.7% | 7.6% | 44% |
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| Net Income (5yr) | 15.7% | 11.1% | 65% |
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| EPS (5yr) | 16.7% | 10.1% | 61 |
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| Dividends (5yr) | 3.4% | 3.6% | 80% |
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| Cash Flow (5yr) | (32.0%) | (17.0%) | 17% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.850 | $3.273 | $3.575 | |
| Month Ago EPS | $0.843 | $3.267 | $3.567 | |
| # Rev Up | 1 | 2 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.843 | $3.267 | $3.567 | |
| Year/Year Chg | 9.0% | 14.4% | na | |
| Financials | CPF | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $283 | $190 | 35% |
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| Net Income (TTM) (Mil) | $80 | $51 | 59% |
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| EPS (TTM) | $3.010 | $2.500 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $95 | $34 | 52% |
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| Net Cash Flow (TTM) (Mil) | $130 | $1 | 80% |
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| Long-Term Debt (Q1) (Mil) | $99 | $100 | 44% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CPF | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.73 | 1.27 | 46% |
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| P/E | 13.2 | 12.9 | 29% |
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| Dividend Yield | 3.0% | 2.2% | 84% |
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| PEG (5yr hist) | 0.8 | 1.1 | 37% |
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| Ratios | CPF | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 28.8% | 28.9% | 88% |
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| ROA | 1.1% | 1.0% | 48% |
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| ROE | 14.0% | 11.1% | 69% |
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| Liabilities to Assets | 92.1% | 89.8% | 89% |
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| F-Score | 6 | 4 | 69% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.7% |
| +/- S&P 500: | +6.2 |
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 13.9% |
| +/- S&P 500: | +6.4 |
