COMPANY SUMMARY
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
Financial Summary
| Share Statistics |
FBIZ |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$604.2 |
$710.6 |
39% |
|
| Shares Out (Mil) |
8.2 |
15.9 |
18% |
|
| Institutional Ownership |
91.6% |
83.0% |
60% |
|
| Float (Mil) |
7.8 |
21.2 |
17% |
|
| Beta |
0.65 |
0.46 |
38% |
|
| Avg Daily Volume (000s) |
84 |
50 |
34% |
|
Price Change (52-week) |
51.6% |
97.0% |
79% |
|
| Growth |
FBIZ |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
13.5% |
7.6% |
69% |
|
| Net Income (5yr) |
24.2% |
11.1% |
79% |
|
| EPS (5yr) |
24.7% |
10.1% |
75 |
|
| Dividends (5yr) |
11.9% |
3.6% |
83% |
|
| Cash Flow (5yr) |
(64.0%) |
(17.1%) |
3% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
5 |
4 |
5 |
| Current EPS |
$1.660 |
$6.553 |
$6.886 |
| Month Ago EPS |
$1.594 |
$6.218 |
$6.704 |
| # Rev Up |
1 |
3 |
1 |
| # Rev Down |
2 |
0 |
0 |
| Three Months Ago EPS |
$1.594 |
$6.218 |
$6.704 |
| Year/Year Chg |
(9.8%) |
10.3% |
na |
| Financials |
FBIZ |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$169 |
$188 |
31% |
|
| Net Income (TTM) (Mil) |
$56 |
$51 |
56% |
|
| EPS (TTM) |
$6.556 |
$2.500 |
90% |
|
| Operating Cash Flow (TTM) (Mil) |
$81 |
$34 |
51% |
|
| Net Cash Flow (TTM) (Mil) |
$40 |
$2 |
69% |
|
| Long-Term Debt (Q1) (Mil) |
$353 |
$98 |
55% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
FBIZ |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.58 |
1.28 |
41% |
|
| P/E |
11.0 |
13.0 |
19% |
|
| Dividend Yield |
1.9% |
2.2% |
75% |
|
| PEG (5yr hist) |
0.4 |
1.1 |
21% |
|
| Ratios |
FBIZ |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
68.8% |
na |
|
| Net Margin |
32.8% |
29.1% |
91% |
|
| ROA |
1.3% |
1.1% |
50% |
|
| ROE |
15.5% |
11.1% |
72% |
|
| Liabilities to Assets |
91.0% |
89.8% |
87% |
|
| F-Score |
4 |
4 |
34% |
|
Passing Stock Screens
As of 8/3/2026, from a list of 60 stock screening strategies,
FBIZ meetings the criteria of 3 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.