COMPANY SUMMARY
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company’s deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Financial Summary
| Share Statistics |
FCCO |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$311.6 |
$694.8 |
33% |
|
| Shares Out (Mil) |
9.5 |
15.2 |
20% |
|
| Institutional Ownership |
89.1% |
84.0% |
57% |
|
| Float (Mil) |
8.7 |
21.6 |
17% |
|
| Beta |
0.33 |
0.46 |
19% |
|
| Avg Daily Volume (000s) |
51 |
49 |
30% |
|
Price Change (52-week) |
20.8% |
92.4% |
70% |
|
| Growth |
FCCO |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
9.4% |
7.6% |
56% |
|
| Net Income (5yr) |
13.7% |
11.1% |
61% |
|
| EPS (5yr) |
12.8% |
9.9% |
52 |
|
| Dividends (5yr) |
5.6% |
3.6% |
72% |
|
| Cash Flow (5yr) |
(8.7%) |
(17.1%) |
58% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
3 |
3 |
3 |
| Current EPS |
$0.817 |
$3.150 |
$3.310 |
| Month Ago EPS |
$0.800 |
$3.143 |
$3.320 |
| # Rev Up |
2 |
2 |
1 |
| # Rev Down |
0 |
0 |
0 |
| Three Months Ago EPS |
$0.800 |
$3.143 |
$3.303 |
| Year/Year Chg |
2.1% |
27.5% |
47.4% |
| Financials |
FCCO |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$88 |
$187 |
25% |
|
| Net Income (TTM) (Mil) |
$23 |
$53 |
50% |
|
| EPS (TTM) |
$2.726 |
$2.600 |
76% |
|
| Operating Cash Flow (TTM) (Mil) |
$8 |
$33 |
37% |
|
| Net Cash Flow (TTM) (Mil) |
($21) |
$2 |
26% |
|
| Long-Term Debt (Q1) (Mil) |
$17 |
$98 |
32% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
FCCO |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.37 |
1.25 |
38% |
|
| P/E |
12.3 |
12.3 |
28% |
|
| Dividend Yield |
2.1% |
2.2% |
77% |
|
| PEG (5yr hist) |
1.0 |
1.1 |
46% |
|
| Ratios |
FCCO |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
63.7% |
na |
|
| Net Margin |
27.8% |
29.4% |
86% |
|
| ROA |
1.0% |
1.1% |
46% |
|
| ROE |
12.1% |
11.4% |
63% |
|
| Liabilities to Assets |
90.4% |
89.7% |
87% |
|
| F-Score |
4 |
4 |
34% |
|
Passing Stock Screens
As of 10/28/2026, from a list of 60 stock screening strategies,
FCCO meetings the criteria of 2 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.