7 Undervalued Banks Stocks for Thursday, November 05
Discover the top 7 undervalued Banks stocks for Thursday, November 05 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Commentary & Analysis
What You Need to Know About First Financial Bancorp.'s Q4 Earnings
First Financial Bancorp.'s fiscal Q4 earnings report was released on Tuesday, October 27. Let's dive in to see if (FFBC) missed or beat analyst's expectations.Rosalio Madrigal
Which Is a Better Investment, Beacon Financial Corporation or First Financial Bancorp. Stock?
Learn more about whether Beacon Financial Corporation or First Financial Bancorp. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, City Holding Company or First Financial Bancorp. Stock?
Learn more about whether City Holding Company or First Financial Bancorp. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, First Financial Bancorp. or Mechanics Bancorp Stock?
Learn more about whether First Financial Bancorp. or Mechanics Bancorp is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Financial Summary
| Share Statistics | FFBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $3,420.7 | $701.9 | 62% |
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| Shares Out (Mil) | 104.9 | 15.4 | 63% |
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| Institutional Ownership | 98.4% | 84.0% | 79% |
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| Float (Mil) | 103.7 | 21.8 | 61% |
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| Beta | 0.95 | 0.46 | 57% |
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| Avg Daily Volume (000s) | 1,076 | 53 | 70% |
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| Price Change (52-week) |
37.9% | 92.0% | 81% |
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| Growth | FFBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.5% | 7.6% | 53% |
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| Net Income (5yr) | 10.4% | 11.1% | 56% |
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| EPS (5yr) | 10.8% | 10.0% | 48 |
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| Dividends (5yr) | 1.3% | 3.7% | 79% |
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| Cash Flow (5yr) | (30.6%) | (17.1%) | 19% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 6 | |
| Current EPS | $0.871 | $3.253 | $3.555 | |
| Month Ago EPS | $0.834 | $3.219 | $3.528 | |
| # Rev Up | 1 | 2 | 3 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.819 | $3.200 | $3.478 | |
| Year/Year Chg | 19.3% | 22.3% | 42.5% | |
| Financials | FFBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $953 | $188 | 49% |
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| Net Income (TTM) (Mil) | $285 | $55 | 72% |
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| EPS (TTM) | $2.857 | $2.600 | 77% |
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| Operating Cash Flow (TTM) (Mil) | $792 | $33 | 77% |
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| Net Cash Flow (TTM) (Mil) | ($4) | $2 | 36% |
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| Long-Term Debt (Q1) (Mil) | $439 | $99 | 57% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FFBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.14 | 1.26 | 32% |
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| P/E | 11.5 | 12.2 | 25% |
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| Dividend Yield | 3.2% | 2.3% | 85% |
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| PEG (5yr hist) | 1.1 | 1.1 | 50% |
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| Ratios | FFBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 29.7% | 29.4% | 88% |
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| ROA | 1.4% | 1.1% | 50% |
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| ROE | 10.3% | 11.4% | 57% |
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| Liabilities to Assets | 86.7% | 89.7% | 80% |
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| F-Score | 4 | 4 | 33% |
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Passing Stock Screens
As of 11/5/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.6% |
| +/- S&P 500: | +6.2 |
