Stock Evaluator: First Financial Bancorp. (FFBC)

First Financial Bancorp. FFBC

$34.38 0.04 0.12%
August 14, 2026 4:00:00 PM EST November 10, 2021 Volume: 456,925
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

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GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Commentary & Analysis


Financial Summary

Share Statistics FFBC Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $3,608.8 $759.3 62%
Shares Out (Mil) 104.9 15.5 63%
Institutional Ownership 89.9% 83.8% 58%
Float (Mil) 95.0 21.8 60%
Beta 0.93 0.43 56%
Avg Daily Volume (000s) 616 44 61%
Price Change
(52-week)
36.5% 97.2% 72%
Growth FFBC Industry
Median
Percentile
(All Stocks)
Sales (5yr) 8.5% 7.6% 53%
Net Income (5yr) 10.4% 11.1% 55%
EPS (5yr) 10.8% 10.1% 48
Dividends (5yr) 1.3% 3.6% 78%
Cash Flow (5yr) (30.6%) (17.1%) 19%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 7 7 6
Current EPS $0.827 $3.200 $3.478
Month Ago EPS $0.850 $3.277 $3.453
# Rev Up 2 2 2
# Rev Down 1 0 0
Three Months Ago EPS $0.840 $3.276 $3.427
Year/Year Chg 13.3% 20.3% 41.0%
Financials FFBC Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $953 $195 50%
Net Income (TTM) (Mil) $285 $55 72%
EPS (TTM) $2.857 $2.600 77%
Operating Cash Flow (TTM) (Mil) $792 $35 78%
Net Cash Flow (TTM) (Mil) ($4) $0 36%
Long-Term Debt (Q1) (Mil) $439 $100 57%
Enterprise Value (Q1) (Mil) na $0 na
Valuation FFBC Industry
Median
Percentile
(All Stocks)
P/B 1.21 1.28 29%
P/E 12.1 12.7 24%
Dividend Yield 3.0% 2.1% 85%
PEG (5yr hist) 1.1 1.1 49%
Ratios FFBC Industry
Median
Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 29.9% 29.1% 89%
ROA 1.4% 1.1% 51%
ROE 10.3% 11.3% 58%
Liabilities to Assets 86.7% 89.8% 80%
F-Score 4 4 33%

Passing Stock Screens

As of 8/14/2026, from a list of 60 stock screening strategies, FFBC meetings the criteria of 1 screen: