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Stock Evaluator: First Financial Bankshares, Inc. (FFIN)

First Financial Bankshares, Inc. FFIN

$30.77 -0.66 -2.10%
October 9, 2026 4:00:00 PM EST November 10, 2021 Volume: 1,013,070
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

Commentary & Analysis

Financial Summary

Share Statistics FFIN Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $4,381.1 $673.5 66%
Shares Out (Mil) 143.7 15.4 70%
Institutional Ownership 94.6% 84.1% 65%
Float (Mil) 136.9 21.6 67%
Beta 0.83 0.45 50%
Avg Daily Volume (000s) 929 44 68%
Price Change
(52-week)		 (7.9%) 90.3% 46%
Growth FFIN Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 5.1% 7.7% 37%
Net Income (5yr) 4.7% 11.1% 47%
EPS (5yr) 4.5% 10.0% 38
Dividends (5yr) 8.0% 3.6% 75%
Cash Flow (5yr) (6.9%) (17.1%) 60%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 7 7 7
Current EPS $0.521 $2.047 $2.160
Month Ago EPS $0.522 $2.047 $2.150
# Rev Up 2 3 1
# Rev Down 0 0 0
Three Months Ago EPS $0.516 $2.038 $2.152
Year/Year Chg 4.2% 15.6% 30.5%
Financials FFIN Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $637 $187 44%
Net Income (TTM) (Mil) $269 $53 71%
EPS (TTM) $1.879 $2.600 70%
Operating Cash Flow (TTM) (Mil) $347 $34 66%
Net Cash Flow (TTM) (Mil) ($128) $2 13%
Long-Term Debt (Q1) (Mil) $0 $94 0%
Enterprise Value (Q1) (Mil) na $0 na
Valuation FFIN Industry
Median		 Percentile
(All Stocks)
P/B 2.19 1.23 56%
P/E 16.4 12.0 44%
Dividend Yield 2.9% 2.3% 83%
PEG (5yr hist) 3.6 1.1 83%
Ratios FFIN Industry
Median		 Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 42.2% 29.2% 95%
ROA 1.8% 1.1% 54%
ROE 14.4% 11.3% 69%
Liabilities to Assets 87.0% 89.7% 81%
F-Score 4 4 33%

Passing Stock Screens

As of 10/9/2026, from a list of 60 stock screening strategies, FFIN meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.7%
+/- S&P 500: -0.8

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 201 Stocks (as of 10/9/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors