Is First Bank (FRBA) Overvalued?
We dive into why First Bank (FRBA) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Jenna Brashear
Michael Rose
Michael Rose
Cynthia McLaughlin
Michael Rose
| Share Statistics | FRBA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $450.8 | $745.4 | 35% |
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| Shares Out (Mil) | 25.1 | 15.3 | 34% |
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| Institutional Ownership | 87.3% | 83.2% | 55% |
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| Float (Mil) | 21.2 | 21.8 | 30% |
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| Beta | 0.53 | 0.42 | 30% |
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| Avg Daily Volume (000s) | 122 | 45 | 37% |
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| Price Change (52-week) |
14.2% | 94.6% | 56% |
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| Growth | FRBA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 15.3% | 7.7% | 74% |
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| Net Income (5yr) | 17.6% | 11.1% | 69% |
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| EPS (5yr) | 12.4% | 10.1% | 51 |
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| Dividends (5yr) | 14.9% | 3.6% | 64% |
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| Cash Flow (5yr) | 16.8% | (17.1%) | 76% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 3 | 2 | |
| Current EPS | $0.440 | $1.607 | $1.805 | |
| Month Ago EPS | $0.423 | $1.567 | $1.803 | |
| # Rev Up | 3 | 2 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.423 | $1.567 | $1.803 | |
| Year/Year Chg | 2.3% | (7.6%) | na | |
| Financials | FRBA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $134 | $196 | 29% |
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| Net Income (TTM) (Mil) | $43 | $55 | 54% |
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| EPS (TTM) | $1.710 | $2.600 | 68% |
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| Operating Cash Flow (TTM) (Mil) | $53 | $35 | 47% |
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| Net Cash Flow (TTM) (Mil) | $7 | $2 | 54% |
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| Long-Term Debt (Q1) (Mil) | $286 | $100 | 53% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FRBA | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.99 | 1.25 | 21% |
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| P/E | 10.6 | 12.4 | 19% |
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| Dividend Yield | 2.0% | 2.2% | 76% |
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| PEG (5yr hist) | 0.9 | 1.1 | 40% |
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| Ratios | FRBA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 31.7% | 29.1% | 90% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 9.7% | 11.3% | 56% |
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| Liabilities to Assets | 88.9% | 89.7% | 83% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors