Is First Bank (FRBA) Overvalued?
We dive into why First Bank (FRBA) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Jenna Brashear
Michael Rose
Michael Rose
Cynthia McLaughlin
Michael Rose
| Share Statistics | FRBA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $437.2 | $695.2 | 36% |
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| Shares Out (Mil) | 25.1 | 15.8 | 34% |
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| Institutional Ownership | 87.5% | 84.1% | 55% |
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| Float (Mil) | 21.2 | 21.6 | 30% |
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| Beta | 0.53 | 0.45 | 30% |
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| Avg Daily Volume (000s) | 95 | 44 | 34% |
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| Price Change (52-week) |
11.8% | 91.9% | 62% |
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| Growth | FRBA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 15.3% | 7.7% | 74% |
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| Net Income (5yr) | 17.6% | 11.1% | 69% |
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| EPS (5yr) | 12.4% | 10.0% | 51 |
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| Dividends (5yr) | 14.9% | 3.6% | 64% |
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| Cash Flow (5yr) | 16.8% | (17.1%) | 76% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 3 | 2 | |
| Current EPS | $0.440 | $1.607 | $1.805 | |
| Month Ago EPS | $0.440 | $1.607 | $1.805 | |
| # Rev Up | 3 | 2 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.423 | $1.567 | $1.803 | |
| Year/Year Chg | 2.3% | (7.6%) | na | |
| Financials | FRBA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $134 | $188 | 29% |
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| Net Income (TTM) (Mil) | $43 | $54 | 54% |
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| EPS (TTM) | $1.710 | $2.600 | 69% |
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| Operating Cash Flow (TTM) (Mil) | $53 | $34 | 47% |
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| Net Cash Flow (TTM) (Mil) | $7 | $2 | 54% |
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| Long-Term Debt (Q1) (Mil) | $286 | $95 | 53% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FRBA | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.96 | 1.24 | 22% |
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| P/E | 10.3 | 12.1 | 19% |
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| Dividend Yield | 2.0% | 2.2% | 76% |
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| PEG (5yr hist) | 0.8 | 1.1 | 41% |
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| Ratios | FRBA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 31.7% | 29.2% | 90% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 9.7% | 11.3% | 56% |
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| Liabilities to Assets | 88.9% | 89.7% | 84% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 10/5/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors