Why First US Bancshares, Inc.’s (FUSB) Stock Is Down 11.95%
As of Friday, February 13, First US Bancshares, Inc.’s FUSB share price has dipped by 11.95%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
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COMPANY SUMMARY
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company’s loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Commentary & Analysis
Why First US Bancshares, Inc.’s (FUSB) Stock Is Down 5.71%
As of Wednesday, February 04, First US Bancshares, Inc.’s FUSB share price has dipped by 5.71%, which has investors questioning if this is right time to buy.Jenna Brashear
Why First US Bancshares, Inc.’s (FUSB) Stock Is Up 5.80%
As of Monday, February 02, First US Bancshares, Inc.’s FUSB share price has surged by 5.80%, which has investors questioning if this is right time to sell.Jenna Brashear
Why First US Bancshares, Inc.’s (FUSB) Stock Is Up 5.36%
As of Tuesday, January 20, First US Bancshares, Inc.’s FUSB share price has surged by 5.36%, which has investors questioning if this is right time to sell.Jenna Brashear
Why First US Bancshares, Inc.’s (FUSB) Stock Is Up 11.44%
As of Tuesday, September 16, First US Bancshares, Inc.’s FUSB share price has surged by 11.44%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | FUSB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $91.9 | $716.9 | 21% |
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| Shares Out (Mil) | 5.9 | 15.7 | 15% |
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| Institutional Ownership | 41.0% | 83.0% | 18% |
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| Float (Mil) | 4.1 | 21.2 | 10% |
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| Beta | na | 0.48 | na |
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| Avg Daily Volume (000s) | 8 | 53 | 15% |
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| Price Change (52-week) |
29.7% | 96.7% | 68% |
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| Growth | FUSB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (0.2%) | 7.6% | 16% |
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| Net Income (5yr) | 17.3% | 11.1% | 68% |
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| EPS (5yr) | 20.1% | 10.1% | 68 |
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| Dividends (5yr) | 18.5% | 3.6% | 63% |
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| Cash Flow (5yr) | (5.3%) | (17.0%) | 61% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FUSB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $38 | $190 | 18% |
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| Net Income (TTM) (Mil) | $6 | $51 | 44% |
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| EPS (TTM) | $1.063 | $2.500 | 62% |
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| Operating Cash Flow (TTM) (Mil) | $15 | $34 | 40% |
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| Net Cash Flow (TTM) (Mil) | $11 | $1 | 58% |
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| Long-Term Debt (Q1) (Mil) | $12 | $100 | 29% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FUSB | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.88 | 1.27 | 19% |
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| P/E | 15.9 | 12.9 | 38% |
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| Dividend Yield | 1.7% | 2.2% | 74% |
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| PEG (5yr hist) | 0.8 | 1.1 | 37% |
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| Ratios | FUSB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 19.5% | 28.9% | 78% |
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| ROA | 0.5% | 1.0% | 42% |
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| ROE | 6.0% | 11.1% | 46% |
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| Liabilities to Assets | 91.0% | 89.8% | 88% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
