Why HomeTrust Bancshares, Inc.’s (HTB) Stock Is Down 6.34%
As of Monday, August 17, HomeTrust Bancshares, Inc.’s HTB share price has dipped by 6.34%, which has investors questioning if this is right time to buy.Rosalio Madrigal
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COMPANY SUMMARY
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It’s deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company’s loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. Further it provides healthcare banking, designed to serve the distinct financial needs of healthcare practices and professionals; provides customized financial solutions and relationship-driven support for medical, dental, and veterinary practices throughout each stage of the business lifecycle, from acquisition and ownership transition to expansion and long-term operations. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Commentary & Analysis
Is HomeTrust Bancshares, Inc. (HTB) Overvalued?
We dive into why HomeTrust Bancshares, Inc. (HTB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
What You Need to Know About HomeTrust Bancshares, Inc.'s Q3 Earnings
HomeTrust Bancshares, Inc.'s fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (HTB) missed or beat analyst's expectations.Michael Rose
What You Need to Know About HomeTrust Bancshares, Inc.'s Q2 Earnings
HomeTrust Bancshares, Inc.'s fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (HTB) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About HomeTrust Bancshares, Inc.'s Q1 Earnings
HomeTrust Bancshares, Inc.'s fiscal Q1 earnings report was released on Thursday, January 22. Let's dive in to see if (HTB) missed or beat analyst's expectations.Tudor Pop
Financial Summary
| Share Statistics | HTB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $772.6 | $751.0 | 41% |
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| Shares Out (Mil) | 16.4 | 15.4 | 27% |
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| Institutional Ownership | 83.8% | 83.2% | 52% |
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| Float (Mil) | 13.9 | 21.8 | 24% |
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| Beta | 0.80 | 0.43 | 48% |
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| Avg Daily Volume (000s) | 254 | 42 | 47% |
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| Price Change (52-week) |
18.9% | 94.6% | 61% |
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| Growth | HTB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.5% | 7.7% | 43% |
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| Net Income (5yr) | 32.6% | 11.1% | 87% |
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| EPS (5yr) | 31.6% | 10.1% | 82 |
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| Dividends (5yr) | 9.6% | 3.6% | 70% |
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| Cash Flow (5yr) | 21.2% | (17.1%) | 80% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.923 | $3.790 | $4.198 | |
| Month Ago EPS | $0.897 | $3.638 | $3.720 | |
| # Rev Up | 0 | 0 | 3 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.886 | $3.642 | $3.732 | |
| Year/Year Chg | (1.8%) | 1.9% | 37.1% | |
| Financials | HTB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $210 | $196 | 32% |
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| Net Income (TTM) (Mil) | $65 | $55 | 57% |
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| EPS (TTM) | $3.849 | $2.600 | 82% |
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| Operating Cash Flow (TTM) (Mil) | $99 | $36 | 52% |
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| Net Cash Flow (TTM) (Mil) | ($25) | $2 | 24% |
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| Long-Term Debt (Q1) (Mil) | $7 | $101 | 26% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HTB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.29 | 1.25 | 32% |
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| P/E | 12.3 | 12.5 | 26% |
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| Dividend Yield | 1.3% | 2.2% | 70% |
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| PEG (5yr hist) | 0.4 | 1.1 | 18% |
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| Ratios | HTB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 31.0% | 29.1% | 89% |
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| ROA | 1.4% | 1.1% | 51% |
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| ROE | 11.0% | 11.3% | 60% |
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| Liabilities to Assets | 86.5% | 89.7% | 80% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
