Is International Bancshares Corporation (IBOC) Overvalued?
We dive into why International Bancshares Corporation (IBOC) could be considered overvalued on 2026-07-29, based on AAII’s Value Score and Grade.Tudor Pop
Stock Evaluator: International Bancshares Corporation (IBOC)
International Bancshares Corporation IBOC
$76.54
0.20
0.26%
July 31, 2026 4:00:00 PM
EST
Volume: 313,147
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
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COMPANY SUMMARY
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Commentary & Analysis
Is International Bancshares Corporation(IBOC) Building Momentum?
With data as of June 18, 2025, we examine if International Bancshares Corporation(IBOC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
6 Undervalued Banks Stocks for Friday, March 07
Discover the top 6 undervalued Banks stocks for Friday, March 07 based on AAII’s Stock Grades.Jenna Brashear
Why International Bancshares Corp’s (IBOC) Stock Is Down 5.59%
As of Thursday, August 01, International Bancshares Corp’s IBOC share price has dipped by 5.59%, which has investors questioning if this is right time to buy.Jack Gilleland
Why International Bancshares Corp’s (IBOC) Stock Is Up 5.89%
As of Thursday, July 11, International Bancshares Corp’s IBOC share price has surged by 5.89%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | IBOC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $4,759.4 | $716.9 | 66% |
|
| Shares Out (Mil) | 62.3 | 15.7 | 53% |
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| Institutional Ownership | 88.5% | 83.0% | 56% |
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| Float (Mil) | 56.2 | 21.2 | 50% |
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| Beta | 0.70 | 0.48 | 41% |
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| Avg Daily Volume (000s) | 267 | 53 | 49% |
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| Price Change (52-week) |
11.8% | 96.7% | 55% |
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| Growth | IBOC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.9% | 7.6% | 62% |
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| Net Income (5yr) | 19.8% | 11.1% | 73% |
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| EPS (5yr) | 20.4% | 10.1% | 69 |
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| Dividends (5yr) | 4.9% | 3.6% | 85% |
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| Cash Flow (5yr) | (35.9%) | (17.0%) | 14% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | IBOC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $838 | $190 | 48% |
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| Net Income (TTM) (Mil) | $418 | $51 | 77% |
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| EPS (TTM) | $6.718 | $2.500 | 91% |
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| Operating Cash Flow (TTM) (Mil) | $471 | $34 | 71% |
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| Net Cash Flow (TTM) (Mil) | ($4) | $1 | 36% |
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| Long-Term Debt (Q1) (Mil) | $10 | $100 | 28% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | IBOC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.45 | 1.27 | 38% |
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| P/E | 11.4 | 12.9 | 21% |
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| Dividend Yield | 1.9% | 2.2% | 75% |
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| PEG (5yr hist) | 0.6 | 1.1 | 27% |
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| Ratios | IBOC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 49.9% | 28.9% | 97% |
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| ROA | 2.5% | 1.0% | 59% |
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| ROE | 13.5% | 11.1% | 68% |
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| Liabilities to Assets | 80.5% | 89.8% | 75% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
