Stock Evaluator: Isabella Bank Corporation (ISBA)

Isabella Bank Corporation ISBA

$39.71 -0.09 -0.23%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 99,269
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

Commentary & Analysis


Financial Summary

Share Statistics ISBA Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $302.9 $716.9 32%
Shares Out (Mil) 7.3 15.7 17%
Institutional Ownership 71.8% 83.0% 44%
Float (Mil) 7.1 21.2 15%
Beta 0.03 0.48 7%
Avg Daily Volume (000s) 72 53 32%
Price Change
(52-week)
35.3% 96.7% 72%
Growth ISBA Industry
Median
Percentile
(All Stocks)
Sales (5yr) 4.9% 7.6% 36%
Net Income (5yr) 11.6% 11.1% 57%
EPS (5yr) 13.8% 10.1% 53
Dividends (5yr) 0.7% 3.6% 81%
Cash Flow (5yr) (61.4%) (17.0%) 4%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 1 1
Current EPS $0.920 $3.300 $3.950
Month Ago EPS $0.970 $3.550 $3.950
# Rev Up 1 0 1
# Rev Down 0 1 0
Three Months Ago EPS $0.970 $3.550 $3.950
Year/Year Chg 35.3% 28.9% na
Financials ISBA Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $82 $190 25%
Net Income (TTM) (Mil) $20 $51 49%
EPS (TTM) $2.715 $2.500 77%
Operating Cash Flow (TTM) (Mil) $26 $34 43%
Net Cash Flow (TTM) (Mil) ($19) $1 26%
Long-Term Debt (Q1) (Mil) $30 $100 35%
Enterprise Value (Q1) (Mil) na $0 na
Valuation ISBA Industry
Median
Percentile
(All Stocks)
P/B 1.24 1.27 31%
P/E 14.6 12.9 34%
Dividend Yield 2.8% 2.2% 83%
PEG (5yr hist) 1.1 1.1 46%
Ratios ISBA Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 24.0% 28.9% 83%
ROA 0.9% 1.0% 45%
ROE 8.9% 11.1% 54%
Liabilities to Assets 89.6% 89.8% 85%
F-Score 6 4 69%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, ISBA meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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