COMPANY SUMMARY
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, which includes second mortgage loans; and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashier’s checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Financial Summary
| Share Statistics |
ISTR |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$382.7 |
$701.9 |
35% |
|
| Shares Out (Mil) |
15.5 |
15.4 |
27% |
|
| Institutional Ownership |
88.0% |
84.0% |
56% |
|
| Float (Mil) |
12.5 |
21.8 |
22% |
|
| Beta |
0.47 |
0.46 |
27% |
|
| Avg Daily Volume (000s) |
91 |
53 |
35% |
|
Price Change (52-week) |
19.2% |
92.0% |
68% |
|
| Growth |
ISTR |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
4.6% |
7.6% |
35% |
|
| Net Income (5yr) |
10.5% |
11.1% |
56% |
|
| EPS (5yr) |
10.9% |
10.0% |
49 |
|
| Dividends (5yr) |
11.7% |
3.7% |
68% |
|
| Cash Flow (5yr) |
29.2% |
(17.1%) |
85% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
3 |
3 |
3 |
| Current EPS |
$0.727 |
$3.120 |
$3.207 |
| Month Ago EPS |
$0.773 |
$3.160 |
$3.297 |
| # Rev Up |
1 |
0 |
1 |
| # Rev Down |
2 |
1 |
0 |
| Three Months Ago EPS |
$0.773 |
$3.160 |
$3.297 |
| Year/Year Chg |
19.2% |
46.5% |
62.0% |
| Financials |
ISTR |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$122 |
$188 |
28% |
|
| Net Income (TTM) (Mil) |
$34 |
$55 |
52% |
|
| EPS (TTM) |
$2.670 |
$2.600 |
76% |
|
| Operating Cash Flow (TTM) (Mil) |
$27 |
$33 |
43% |
|
| Net Cash Flow (TTM) (Mil) |
$17 |
$2 |
61% |
|
| Long-Term Debt (Q1) (Mil) |
$178 |
$99 |
49% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
ISTR |
Industry Median |
Percentile (All Stocks) |
| P/B |
0.98 |
1.26 |
26% |
|
| P/E |
11.2 |
12.2 |
24% |
|
| Dividend Yield |
1.7% |
2.3% |
73% |
|
| PEG (5yr hist) |
1.0 |
1.1 |
49% |
|
| Ratios |
ISTR |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
63.7% |
na |
|
| Net Margin |
29.1% |
29.4% |
87% |
|
| ROA |
1.0% |
1.1% |
45% |
|
| ROE |
10.4% |
11.4% |
58% |
|
| Liabilities to Assets |
89.1% |
89.7% |
84% |
|
| F-Score |
3 |
4 |
18% |
|
Passing Stock Screens
As of 11/5/2026, from a list of 60 stock screening strategies,
ISTR meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.